Meade County property record for 1525 Otter Rd, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · built 2006 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Mar 2016) |
| Tax Bill | $4,379 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.40.02 |
| Primary APN | 01.40.02 |
|---|
| Bedrooms | 3 Beds |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Street Address | 1525 OTTER RD |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-3340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA ESTATES SUB LOT 2 |
| Legal Subdivision | VISTA ESTATES SUB |
| Legal Lot Number | 2 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20401 |
Source: Meade County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1525 OTTER RD, STURGIS, SD 57785-3340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2019 | Deed of Trust, Mortgage · VA Mortgage PIONEER BANK |
| Jul 13, 2022 | Deed of Trust, Mortgage · VA Mortgage PIONEER BANK |
| Jul 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on Record |
| Deed Sale | Mar 11, 2016 · Amount on Record |
| Deed Document Number | 20161368 |
| Deed Book / Page | 865 / 1607 |
| Last Transfer Date | Jul 9, 2019 |
| Transfer Doc | 00903/1952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1525 OTTER RD, STURGIS, SD 57785-3340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00914/1159 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 914/1159 |
| Instrument | 19004126 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1525 OTTER RD, STURGIS, SD 57785-3340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00964/1999 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 964/1999 |
| Instrument | 22004594 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jul 15, 2019 |
| Property Address | 1525 OTTER RD, STURGIS, SD 57785-3340 |
| Document Number | 00903/1952 |
| Book / Page | 903 / 1952 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 19004125 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 OTTER RD, 1525, STURGIS, SD 57785-3340 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 202 9TH ST, STURGIS, SD 57785-1100 |
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,379.00 (+1.08%) Additional exemption filed | $326,308 (-) Land $38,718 Building $287,590 | $326,308 Land $38,718 Building $287,590 |
| 2024 | $4,332.00 (-3.41%) | ||
| 2023 | $326,308 Land $38,718 Building $287,590 | ||
| 2022 | $4,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 56% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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