Meade County property record for 1501 Otter Rd, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,932 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.40.03 |
| Primary APN | 01.40.03 |
|---|
| Lot Area | 25,265 sqft (0.58 acres) |
|---|
| Street Address | 1501 OTTER RD |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-3340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA ESTATES SUB LOT 3 |
| Legal Subdivision | VISTA ESTATES SUB |
| Legal Lot Number | 3 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20401 |
Source: Meade County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12212 WEISMAN RD, WHITEWOOD, SD 57793-5018 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1501 OTTER RD, STURGIS, SD 57785-3340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000959/491 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 959/491 |
| Instrument | 21010088 |
| Name | NORTHERN HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 1501 OTTER RD, STURGIS, SD 57785-3340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 941/2000 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 941/2000 |
| Instrument | 21001119 |
| Name | NORTHERN HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,498 (-) Land $38,718 Building $328,780 | $367,498 (-) Land $38,718 Building $328,780 | |
| 2025 | $4,932.00 (+1.09%) Additional exemption filed | $367,498 (-) Land $38,718 Building $328,780 | $367,498 Land $38,718 Building $328,780 |
| 2024 | $4,879.00 (-3.41%) | ||
| 2023 | $367,498 Land $38,718 Building $328,780 | ||
| 2022 | $5,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 56% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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