1525 Oak St, Beloit, WI 53511 Property Records

Rock County property record for 1525 Oak St, Beloit, WI 53511 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,380 sqft · built 1950
Lot Size	0.135 acres (5,881 sqft)
Owner	Company Name on File
Last Sale	$36,500 (Oct 2018)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12670185`

Property Details

APN / Parcel Number

Primary APN	`206 12670185`
Alternative APN	`12670185`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,881 sqft (0.135 acres)

Location & Zoning

Account Number	206 12670185
Street Address	1525 OAK ST
City	BELOIT
State	WI
Zip	53511-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 37 ROCKVIEW ADD
Legal Subdivision	ROCKVIEW ADD
Legal Lot Number	37
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1010
Census Tract	1700

Owner

Source: Rock County records · APN 206 12670185

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9114 N COUNTY ROAD H, EDGERTON, WI 53534-9780
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST
Oct 01, 2018	Warranty Deed, Transfer
May 08, 2007	Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2018 · Amount on Record
Deed Sale	Oct 01, 2018 · Amount on Record
Prior Sale	May 08, 2007 · Amount on Record
Deed Document Number	20182113131
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1525 OAK ST, BELOIT, WI 53511-3432
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002116397
Date	Nov 15, 2018
Instrument	2116397

Lender

Name	UNION BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 01, 2018
Property Address	1525 OAK ST, BELOIT, WI 53511-3432
Document Number	0002113131
Instrument Date	Sep 25, 2018
Instrument	2113131
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Tax	$109.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 S RIVER RD, JANESVILLE, WI 53546-8905

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	May 08, 2007
Property Address	1525 OAK ST, BELOIT, WI 53511-3432
Document Number	0001788974
Instrument Date	Apr 25, 2007
Instrument	1788974
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 OAK ST, BELOIT, WI 53511-3432

Mortgage

Document Number	0001788975
Date	May 08, 2007
Instrument	1788975

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	10.7%
Type Change Date	May 01, 2009
Change Frequency	6 Months
Min Rate At Change	10.7%
Max Rate At Change	13.7%
Index	6-Month LIBOR
Max Rate	16.7%

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00 (+30.22%)	$119,600 (+25.1%) Land $9,100 Building $110,500	$131,400 (+20.88%)
2023	$1,499.00	$95,600 Land $9,200 Building $86,400	$108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rock County (55105C), updated May 3, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551050017001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Aug 2008, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, ResTech Services. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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