Rock County property record for 1520 Oak St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1916 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,480 (2025) |
| Deeds & Mortgages | May 2007 Second Mortgage Aug 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12670160 |
| Primary APN | 206 12670160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 5,881 sqft (0.135 acres) |
| Account Number | 206 12670160 |
|---|---|
| Street Address | 1520 OAK ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 29 ROCKVIEW ADD |
| Legal Subdivision | ROCKVIEW ADD |
| Legal Lot Number | 29 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1700 |
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9114 N COUNTY ROAD H, EDGERTON, WI 53534-9780 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 8, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FRANKLIN FINANCIAL CORP |
| Aug 28, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1520 OAK ST, BELOIT, WI 53511-3432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001788976 |
|---|---|
| Date | May 8, 2007 |
| Instrument | 1788976 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2022 |
| Prepayment Penalty | 00 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1520 OAK ST, BELOIT, WI 53511-3432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001986959 |
|---|---|
| Date | Aug 28, 2013 |
| Instrument | 1986959 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,480.00 (+24.16%) | $91,400 (+19.48%) Land $9,100 Building $82,300 | $100,400 (+15.4%) |
| 2023 | $1,192.00 | $76,500 Land $9,200 Building $67,300 | $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–2008) |
| Most Recent Claim | Aug 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: LiteWire.
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