1525 Chartwell Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 1525 Chartwell Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,675 sqft · built 1999
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$530,500 (Jul 2021)
Tax Bill	$3,250 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01028A0052.000000`

Property Details

APN / Parcel Number

Primary APN	`01028A0052.000000`
Alternative APNs	`5525 24 8798` `7689616` `147626`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,675 sqft Living Area
Gross Area	5,317 sqft
1st Floor Area	1,700 sqft
Upper Floors Area	1,975 sqft
Attic	Attic
Attic Area	504 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	195 ft deep x 116 ft wide
Garage Type	Mixed
Garage Area	660 sqft
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	166 sqft
Patio Area	312 sqft
Storage Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	147626
Street Address	1525 CHARTWELL CT
City	CONCORD
State	NC
Zip	28025-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 52 PORTERS LANDING
Legal Subdivision	PORTERS LANDING
Legal Lot Number	52
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2012
Census Tract	41507

Owner

1525 Chartwell Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1525 CHARTWELL CT, CONCORD, NC 28025-8353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Oct 22, 1999 · Amount on File
Deed Book / Page	15313 / 68
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 8, 2021
Property Address	1525 CHARTWELL CT, CONCORD, NC 28025-8353
Document Number	0001531368
Book / Page	15313 / 68
Map Reference	MB 34 PG 5
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 MALDEN ST NW, 1304, HUNTERSVILLE, NC 28078-7355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 CHARTWELL CT, CONCORD, NC 28025-8353

Mortgage

Document Number	0001531370
Date	Jul 8, 2021
Instrument	15313/70

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,350 Land $104,000 Building $517,350
2024			$621,350 (+60.61%) Land $104,000 Building $517,350
2023	$3,250.00	$386,860 Land $50,000 Building $336,860	$386,860 Land $50,000 Building $336,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1525 Chartwell Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1525 Chartwell Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONES THROW MHP private · serves 183 people · EPA ID NC0113217
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20