Cabarrus County property record for 1513 Chartwell Ct, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,443 sqft · built 1999 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Aug 2021) |
| Tax Bill | $3,433 (2023) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01028A0050.000000 |
| Primary APN | 01028A0050.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| Gross Area | 5,447 sqft |
| 1st Floor Area | 1,877 sqft |
| Upper Floors Area | 1,638 sqft |
| Basement Area | 1,068 sqft |
| Finished Basement | 1,068 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 205 ft deep x 35 ft wide |
| Garage Type | Finished |
| Garage Area | 616 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 127019 |
|---|---|
| Street Address | 1513 CHARTWELL CT |
| City | CONCORD |
| State | NC |
| Zip | 28025-8353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 50 PORTERS LANDING |
| Legal Subdivision | PORTERS LANDING |
| Legal Lot Number | 50 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 41507 |
1513 Chartwell Ct is owned and occupied by two individuals who bought it in August 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1513 CHARTWELL CT, CONCORD, NC 28025-8353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on File |
| Deed Sale | Aug 5, 2021 · Amount on File |
| Prior Sale | Nov 16, 2016 · Amount on File |
| Deed Book / Page | 15387 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1513 CHARTWELL CT, CONCORD, NC 28025-8353 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016600239 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 16600/239 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 5, 2021 |
| Property Address | 1513 CHARTWELL CT, CONCORD, NC 28025-8353 |
| Document Number | 0000153871 |
| Book / Page | 15387 / 1 |
| Map Reference | MB 34 PG 5 |
| Instrument Date | Aug 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6313 WATERS EDGE DR, 6313, MIDLAND, NC 28107-7689 |
| Name | Verified Name |
|---|---|
| Address | 1513 CHARTWELL CT, CONCORD, NC 28025-8353 |
| Document Number | 0000153875 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 15387/5 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,300 Land $104,000 Building $539,300 | ||
| 2024 | $643,300 (+57.39%) Land $104,000 Building $539,300 | ||
| 2023 | $3,433.00 | $408,720 Land $50,000 Building $358,720 | $408,720 Land $50,000 Building $358,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1513 Chartwell Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1513 Chartwell Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONES THROW MHP private · serves 183 people · EPA ID NC0113217 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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