1525 20th St, Florence, OR 97439 Property Records

Lane County property record for 1525 20th St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1980
Lot Size	0.217 acres (9,448 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Apr 2019)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Nov 2020 Second Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-27-10-00119-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-27-10-00119-000`
Alternative APNs	`1812271000119` `1123080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2008
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	928 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1123080
Street Address	1525 20TH ST
City	FLORENCE
State	OR
Zip	97439-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-F
Legal Description	TL 00119
Legal Range	12
Legal Township	18
Legal Section	27
Legal Subdivision	SANDPIPER
Legal Lot Number	119
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3008
Census Tract	705

Owner

Source: Lane County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1525 20TH ST, FLORENCE, OR 97439-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON AFFORDBALE HOUSING ASSISTANCE COR
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 2, 2018	Warranty Deed, Transfer CDS PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	201913697
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000005013
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1525 20TH ST, FLORENCE, OR 97439-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067562
Date	Nov 18, 2020
Instrument	2020-067562

Lender

Name	OREGON AFFORDBALE HOUSING ASSISTANCE COR
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 12, 2019
Property Address	1525 20TH ST, FLORENCE, OR 97439-9441
Document Number	0000013697
Instrument Date	Mar 29, 2019
Instrument	13697
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 20TH ST FLORENCE OR 974399441, FLORENCE, OR 97439-9441

Mortgage

Document Number	13698
Date	Apr 12, 2019
Instrument	13698

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 2, 2018
Property Address	1525 20TH ST, FLORENCE, OR 97439-9441
Document Number	0000036105
Map Reference	MB69 PG25
Instrument Date	Jul 31, 2018
Instrument	2018-036105
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 777, FLORENCE, OR 97439-0031

Mortgage

Document Number	0000036106
Date	Aug 2, 2018
Instrument	2018-036106

Lender

Name	CDS PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 31, 2019

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 (+5.92%)	$250,664 (+6.09%)	$458,478 (-4.05%) Land $82,838 Building $375,640
2023	$3,229.00 (+4.23%)	$236,276 (+3%)	$477,835 (+14.23%) Land $72,270 Building $405,565
2022	$3,098.00	$229,395	$418,326 Land $69,831 Building $348,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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