1520 20th St, Florence, OR 97439 Property Records

Lane County property record for 1520 20th St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 1976
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,000 (Jun 2022)
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-27-10-00130-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-27-10-00130-000`
Alternative APNs	`1812271000130` `1126661`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	2,009 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	492 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	1126661
Street Address	1520 20TH ST
City	FLORENCE
State	OR
Zip	97439-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-F
Legal Description	TL 00130
Legal Range	12
Legal Township	18
Legal Section	27
Legal Subdivision	SANDPIPER FIRST ADDITION
Legal Lot Number	130
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3008
Census Tract	705

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 20TH ST, FLORENCE, OR 97439-9441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage 37
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
May 24, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	202224989
Prior Transfer Date	Jul 21, 2004
Prior Transfer Doc	0000058782
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 6, 2022
Property Address	1520 20TH ST, FLORENCE, OR 97439-9441
Document Number	0000024989
Map Reference	MB 69 PG 39
Instrument Date	May 24, 2022
Instrument	2022-024989
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1520 20TH ST, FLORENCE, OR 97439-9441

Mortgage

Document Number	0000024990
Date	Jun 6, 2022
Instrument	2022-024990

Lender

Name	37
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1520 20TH ST, FLORENCE, OR 97439-9441
Document Number	0000049092
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1520 20TH ST FLORENCE OR 974399441, FLORENCE, OR 97439-9441

Mortgage

Document Number	0000049092
Date	Oct 29, 2019
Instrument	49092

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	May 24, 2018
Property Address	1520 20TH ST, FLORENCE, OR 97439-9441
Document Number	0000023800
Instrument Date	May 21, 2018
Instrument	23800
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1520 20TH ST FLORENCE OR 974399441, FLORENCE, OR 97439-9441

Mortgage

Document Number	23801
Date	May 24, 2018
Instrument	23801

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,705.00 (+5.92%)	$271,572 (+6.09%)	$547,040 (-3.72%) Land $82,130 Building $464,910
2023	$3,498.00 (+4.2%)	$255,984 (+3%)	$568,203 (+13.15%) Land $71,662 Building $496,541
2022	$3,357.00	$248,529	$502,150 Land $69,246 Building $432,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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