Santa Cruz County property record for 15245 Upper Ellen Rd, Los Gatos, CA 95033 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Square Footage | 2,288 sqft Living Area |
| Lot Size | 5.11 acres |
| Garage | Attached, 672 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $368,000 (1996) |
| Tax Bill | $7,046.00 (2025) |
| Primary APN | 091-151-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 2,960 sqft Gross Area |
| Construction Type | Wood Construction |
|---|---|
| Lot Area | 222,853 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 672 sqft Garage |
| Deck Area | 738 sqft Deck |
| Patio Area | 738 sqft Patio |
| Topography | Steep Topography |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Street Address | 15245 UPPER ELLEN RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033-7813 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TWP 09S RGE 01W SEC 19 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SAN LORENZO VALLEY |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 120500 |
Source: Santa Cruz County records · APN 091-151-30
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Jan 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 1996 · Amount on Record |
| Deed Sale | Nov 01, 1996 · Amount on Record |
| Prior Sale | Jun 11, 1996 · Amount on Record |
| Deed Doc Number | 199660029 |
| Deed Book / Page | 5932 / 247 |
| Last Transfer Date | Jan 21, 2020 |
| Transfer Doc | 0000003038 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Document Number | 0000010459 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0010459 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Document Number | 0000010519 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-0010519 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 27, 2020 |
| Property Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Document Number | 0000003038 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 2020-0003038 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15245 UPPER ELLEN RD, LOS GATOS, CA 95033-7813 |
| Document Number | 0000003039 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020-0003039 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Lakeside Joint Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,355 (+2%) Land $179,418 Building $431,937 | ||
| 2025 | $7,046.00 (+9.63%) Homeowner's exemption | $599,367 (+4.04%) Land $175,900 Building $423,467 | |
| 2023 | $6,427.00 (-0.73%) Homeowner's exemption | $576,093 Land $169,069 Building $407,024 | $1,245,780 |
| 2022 | $6,474.00 |
15245 Upper Ellen Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 35th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 769 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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