15220 Upper Ellen Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 15220 Upper Ellen Rd, Los Gatos, CA 95033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,798 sqft · built 1988
Lot Size6.36 acres (277,042 sqft)
OwnerIndividual Name on Record
Last Sale$1,900,000 (Jul 2021)
Tax Bill$22,428 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-141-51

Property Details

APN / Parcel Number

Primary APN091-141-51
Alternative APN
  • 091-141-51-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area3,798 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area277,042 sqft
TerrainSteep
View / LotMountain
Deck Area2,000 sqft
Patio Area2,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address15220 UPPER ELLEN RD
CityLOS GATOS
StateCA
Zip95033-7814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSU
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2012
Census Tract120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15220 UPPER ELLEN RD, LOS GATOS, CA 95033-7814
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleJan 18, 2007 · Amount on Record
Deed Document Number202140176
Prior Transfer DateMar 11, 2016
Prior Transfer Doc0000008525
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 30, 2021
Property Address15220 UPPER ELLEN RD, LOS GATOS, CA 95033-7814
Document Number0000040176
Instrument DateJul 26, 2021
Instrument2021-0040176
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address15220 UPPER ELLEN RD, LOS GATOS, CA 95033-7814

Mortgage

Document Number0000040177
DateJul 30, 2021
Instrument2021-0040177
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictLakeside Joint Elementary School District (KG - 08)
Secondary School DistrictLos Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067,129 (+2%) Land $1,192,840 Building $874,289
2025$22,428.00 (+5.64%) Homeowner's exemption$2,026,597 (+4.57%) Land $1,169,451 Building $857,146
2023$21,231.00 (-0.95%) Homeowner's exemption$1,938,000 Land $1,124,040 Building $813,960$1,820,340
2022$21,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1982–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20
Frontier
DSL
10 / 1

May also be available: Ridge Wireless, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Upper Ellen Rd

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