1523 Shepard St, Crystal, MI 48818 Property Records

Montcalm County property record for 1523 Shepard St, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	2,640 sqft · built 1994
Lot Size	0.113 acres (4,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,000 (Aug 2026)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Sale + 1 more
APN	`005-690-030-00`

Property Details

APN / Parcel Number

Primary APN	`005-690-030-00`

Interior

Building Area	2,640 sqft Building Perimeter

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	4,940 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 48 ft wide

Location & Zoning

Street Address	1523 SHEPARD ST
City	CRYSTAL
State	MI
Zip	48818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FRM SNT
Legal Description	LOT 30, WEST'S EAST SIDE PARK, DUCK LAKE.
Legal Subdivision	WESTS EAST SIDE PARK
Legal Lot Number	30
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1002
Census Tract	970900

Owner

Source: Montcalm County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 VICTOR ST, FOWLER, MI 48835-9621
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 9, 2023	Deed, Transfer
Apr 11, 2017	Warranty Deed, Transfer SURE TITLE AGENCY, SUN TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	20268138
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Aug 3, 2026
Property Address	1523 SHEPARD ST, CRYSTAL, MI 48818
Document Number	0000008138
Instrument Date	Jul 30, 2026
Instrument	20268138
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 VICTOR ST, FOWLER, MI 48835-9621

Mortgage

Document Number	0000008139,
Date	Aug 3, 2026
Instrument	20268139

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 9, 2023
Property Address	1523 SHEPARD ST, CRYSTAL, MI 48818
Document Number	2023R02663
Instrument Date	Mar 7, 2023
Instrument	2023R-02663
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 E EMERSON ST, ITHACA, MI 48847-1332
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 11, 2017
Property Address	1523 SHEPARD ST, CRYSTAL, MI 48818
Document Number	2017/4555
Book / Page	2017 / 4555
Map Reference	LB5 PG23
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	SURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7667 100TH ST SE, 7667, CALEDONIA, MI 49316-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 E EMERSON ST, ITHACA, MI 48847-1334

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,600 (+8.23%)	$105,200 (+8.23%)
2025	$1,800.00 (+2.56%)	$48,600 (+30.29%)	$97,200 (+160.59%)
2024	$1,755.00
2023		$37,300	$37,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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