1518 Shepard St, Crystal, MI 48818 Property Records

Montcalm County property record for 1518 Shepard St, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	2,176 sqft · built 1964
Lot Size	0.117 acres (5,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Jun 2018)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jun 2018 Sale & Mortgage
APN	`005-690-028-00`

Property Details

APN / Parcel Number

Primary APN	`005-690-028-00`

Interior

Building Area	2,176 sqft Building Perimeter

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	5,110 sqft (0.117 acres)
Lot Dimensions	97.3 ft deep x 50 ft wide

Location & Zoning

Street Address	1518 SHEPARD ST
City	CRYSTAL
State	MI
Zip	48818-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FRM SNT
Legal Description	ALL OF LOT 28 AND PART OF LOT 27 DESC AS BEG N 88 DEG 35'27" W 28.11 FT FROM SE COR OF LOT 27; TH N 88 DEG 35'27" W 26.24 FT;
Legal Subdivision	WESTS EAST SIDE PARK DUCK LAKE
Legal Lot Number	27-28
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1003
Census Tract	970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1619 PLATEAU DR, JACKSON, MI 49203-5250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CP FCU
Jun 1, 2018	Warranty Deed, Transfer AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	20186207
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	1518 SHEPARD ST, CRYSTAL, MI 48818-9776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R10681
Date	Oct 1, 2020
Instrument	2020R-10681

Lender

Name	CP FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jun 1, 2018
Property Address	1518 SHEPARD ST, CRYSTAL, MI 48818-9776
Document Number	2018R06207
Instrument Date	May 25, 2018
Instrument	2018R-06207
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 PLATEAU DR, JACKSON, MI 49203-5250

Mortgage

Document Number	2018R06208
Date	Jun 1, 2018
Instrument	2018R-06208

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,100 (+8.36%)	$202,200 (+8.36%)
2025	$3,391.00 (+2.2%)	$93,300 (+22.28%)	$186,600 (+144.56%)
2024	$3,318.00
2023		$76,300	$76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shepard St

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