1523 N Oard Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 1523 N Oard Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1958
Lot Size	21.4 acres (932,184 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Jan 2024)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-29540-00`

Property Details

APN / Parcel Number

Primary APN	`007-29540-00`
Alternative APN	`53-04-33-100-003.000-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	932,184 sqft (21.4 acres)
Garage Type	Detached
Garage Area	1,444 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Deck Area	250 sqft
Shed	1 Shed
Shed Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-29540-00
Street Address	1523 N OARD RD
City	BLOOMINGTON
State	IN
Zip	47404-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT E1/2 NE 33-9-2W 21.40A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	1301

Owner

1523 N Oard Rd is owned and occupied by an individual who bought it in January 2024.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1523 N OARD RD, BLOOMINGTON, IN 47404-9366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Apr 2, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Prior Sale	Apr 2, 2020 · Amount on File
Deed Document Number	20240050508
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 2, 2024
Property Address	1523 N OARD RD, BLOOMINGTON, IN 47404-9366
Document Number	2024000065
Instrument Date	Dec 15, 2023
Instrument	2024000065
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 N OARD RD, BLOOMINGTON, IN 47404-9366

Mortgage

Document Number	2024000066
Date	Jan 2, 2024
Instrument	2024000066

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	2024000066
Date	Jan 2, 2024
Instrument	2024000066

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1523 N OARD RD, BLOOMINGTON, IN 47404-9366
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002035
Date	Feb 10, 2020
Instrument	2020002035

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2045

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 2, 2020
Property Address	1523 N OARD RD, BLOOMINGTON, IN 47404-9366
Document Number	2020004635
Instrument Date	Mar 27, 2020
Instrument	2020004635
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 N OARD RD, BLOOMINGTON, IN 47404-9366

Mortgage

Document Number	2020004636
Date	Apr 2, 2020
Instrument	2020004636

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1523 N Oard Rd was $2,657, down 14.1% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (-14.1%)	$268,700 Land $152,000 Building $116,700	$268,700 Land $152,000 Building $116,700
2024	$3,093.00
2023		$297,600 (+21.42%) Land $121,600 Building $176,000	$297,600 (+21.42%) Land $121,600 Building $176,000
2022	$2,454.00	$245,100 Land $82,800 Building $162,300	$245,100 Land $82,800 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1523 N Oard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1523 N Oard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	50 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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