1521 N Oard Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 1521 N Oard Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1954
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Mar 2023)
Tax Bill	$906 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-11350-02`

Property Details

APN / Parcel Number

Primary APN	`007-11350-02`
Alternative APN	`53-04-33-100-009.000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Terrain	High
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-11350-02
Street Address	1521 N OARD RD
City	BLOOMINGTON
State	IN
Zip	47404-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT NE NE 33-9-2W 1.46A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1014
Census Tract	1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · FHA Mortgage GVC MORTGAGE INC
Mar 21, 2023	Warranty Deed, Transfer LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW AND TTL SVCS
Nov 17, 2021	Intrafamily Transfer, Transfer CLASSIC FL TITLE INC, CLASSIC TITLE INC
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	202348565
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	2021021528
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002873
Date	Mar 21, 2023
Instrument	2023002873

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 21, 2023
Property Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366
Document Number	2023002872
Instrument Date	Mar 17, 2023
Instrument	2023002872
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	LENDERS ESCROW AND TITLE SERVICES IN, LENDERS ESCROW AND TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Nov 17, 2021
Property Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366
Document Number	2021021528
Instrument Date	Oct 18, 2021
Instrument	2021021528
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CLASSIC FL TITLE INC, CLASSIC TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 19, 2021
Property Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366
Document Number	2021019891
Instrument Date	Oct 18, 2021
Instrument	2021019891
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CLASSIC FL TITLE INC, CLASSIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366

Mortgage

Document Number	2021019892
Date	Oct 19, 2021
Instrument	2021019892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jan 27, 2020
Property Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366
Document Number	2020001244
Instrument Date	Jan 21, 2020
Instrument	2020001244
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 N OARD RD, BLOOMINGTON, IN 47404-9366

Mortgage

Document Number	2020001245
Date	Jan 27, 2020
Instrument	2020001245

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (-47.84%)	$143,900 (-31.83%) Land $52,300 Building $91,600	$143,900 (-31.83%) Land $52,300 Building $91,600
2024	$1,737.00 (+1.22%)
2023		$211,100 (+2.18%) Land $41,800 Building $169,300	$211,100 (+2.18%) Land $41,800 Building $169,300
2022	$1,716.00	$206,600 Land $41,000 Building $165,600	$206,600 Land $41,000 Building $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	50 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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