Owen County property record for 1523 Freeman Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-34-200-050.000-027 |
| Primary APN | 60-10-34-200-050.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Mixed |
| Garage Area | 1,760 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001030629 |
|---|---|
| Street Address | 1523 FREEMAN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW NW S34 T10 R3 .58A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 34 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1523 FREEMAN RD, SPENCER, IN 47460-7430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 |
| Deed Sale | May 1, 2023 |
| Deed Document Number | 2023232854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 1523 FREEMAN RD, SPENCER, IN 47460-7430 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000233153 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 233153 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IN 47460 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 30, 2028 |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 (+9.68%) Homeowner's exemption | $237,900 (+34.48%) Land $24,900 Building $213,000 | $237,900 (+34.48%) Land $24,900 Building $213,000 |
| 2024 | $1,281.00 (+8.38%) | ||
| 2023 | $1,182.00 (-36.31%) | $176,900 (+14.35%) Land $20,700 Building $156,200 | $176,900 (+14.35%) Land $20,700 Building $156,200 |
| 2022 | $1,856.00 | $154,700 Land $20,700 Building $134,000 | $154,700 Land $20,700 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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