1458 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1458 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,064 sqft · built 1956
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-33-100-160.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-33-100-160.000-027`
Alternative APN	`00001031426`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	2,064 sqft
Basement Area	662 sqft
Unfinished Basement	662 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Terrain	Low
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001031426
Street Address	1458 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN E 1/2 NE S33 T10 R3 .39A SE NE S33 T10 R3 0.33A
Legal Range	3
Legal Township	10
Legal Section	33
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	955900

Owner

1458 Freeman Rd is owned and occupied by an individual who acquired it in May 2016.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1458 FREEMAN RD, SPENCER, IN 47460-7429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016
Deed Sale	May 23, 2016
Prior Sale	Feb 16, 2010
Deed Document Number	2016205270
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1458 FREEMAN RD, SPENCER, IN 47460-7429
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230502
Date	Aug 30, 2022
Instrument	230502

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1458 FREEMAN RD, SPENCER, IN 47460-7429
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216689
Date	Jun 21, 2019
Instrument	216689

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1458 Freeman Rd was $1,714 with a homeowner's exemption, up 11% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+11.01%) Homeowner's exemption	$277,500 Land $22,500 Building $255,000	$277,500 Land $22,500 Building $255,000
2024	$1,544.00 (+4.89%)
2023	$1,472.00 (+2.15%)	$203,800 Land $19,600 Building $184,200	$203,800 Land $19,600 Building $184,200
2022	$1,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1458 Freeman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1458 Freeman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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