1522 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1522 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1997
Lot Size	0.135 acres (5,893 sqft)
Owner	Individual Name on Record
Last Sale	$118,500 (May 2005)
Tax Bill	$2,918 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-073-26`

Property Details

APN / Parcel Number

Primary APN	`047-073-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,389 sqft Heated Area
Gross Area	1,654 sqft
1st Floor Area	1,389 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,893 sqft (0.135 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	25 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	047-073-26
Street Address	1522 RUMSTONE LN
City	CHARLOTTE
State	NC
Zip	28262-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L24 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Lot Number	24
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1522 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 11, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 17, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2005 · Amount on Record
Deed Sale	May 26, 2005 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Document Number	0000096035
Last Transfer Date	Oct 17, 2022
Transfer Doc	0000143420
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1522 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069395
Date	Apr 8, 2021
Book Page	35913/217
Instrument	2021069395

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1522 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118235
Date	Dec 11, 2024
Book Page	39260/325
Instrument	2024118235

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 17, 2022
Property Address	1522 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000143420
Book / Page	37715 / 648
Map Reference	MB 28 PG 236
Instrument Date	Oct 13, 2022
Instrument	2022143420
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1522 RUMSTONE LN, CHARLOTTE, NC 28262-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 RUMSTONE LN, CHARLOTTE, NC 28262-4218

Mortgage

Document Number	0000143421
Date	Oct 17, 2022
Instrument	2022143421

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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