1518 Rumstone Ln, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 1518 Rumstone Ln, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,738 sqft · built 1997
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2026)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-073-27`

Property Details

APN / Parcel Number

Primary APN	`047-073-27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,738 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	958 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1518 RUMSTONE LN
City	CHARLOTTE
State	NC
Zip	28262-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L23 M28-236
Legal Subdivision	SILVERSTONE PH 01 MAP 02
Legal Block	3
Legal Lot Number	23
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1518 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage BANK NATIONAL ASSOCIATION
Mar 17, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 10, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	202670651
Deed Book / Page	40547 / 41
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0000174032
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 1, 2026
Property Address	1518 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000070651
Book / Page	40547 / 41
Instrument Date	Jun 22, 2026
Instrument	202670651
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	MAINSTAY TITLE, MAINSTAY NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 RUMSTONE LN, CHARLOTTE, NC 28262-4218

Mortgage

Document Number	0000070652,
Date	Jul 1, 2026
Instrument	202670652

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 17, 2022
Property Address	1518 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000041948
Book / Page	37163 / 925
Map Reference	MB 28 PG 236
Instrument Date	Mar 16, 2022
Instrument	2022041948
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 10, 2022
Property Address	1518 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000004822
Book / Page	36954 / 898
Map Reference	MB 28 PG 234
Instrument Date	Jan 10, 2022
Instrument	2022004822
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6045 CHAMPIONS CREST DR, CHARLOTTE, NC 28269-6252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 21, 2020
Property Address	1518 RUMSTONE LN, CHARLOTTE, NC 28262-4218
Document Number	0000174032
Book / Page	035207 / 000573
Instrument Date	Oct 2, 2020
Instrument	174032
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6045 CHAMPIONS CREST DR GLENDALE SPRINGS NC 28629, GLENDALE SPRINGS, NC 28629

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+2.02%)	$313,100 Land $70,000 Building $243,100	$313,100 Land $70,000 Building $243,100
2024	$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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