1522 Ridgely Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1522 Ridgely Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,634 sqft · built 2009
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$5,324 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-725-90229047`

Property Details

APN / Parcel Number

Primary APN	`01-725-90229047`
Alternative APNs	`1-725-90229047` `72590229047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	72590229047
Street Address	1522 RIDGELY DR
City	EDGEWATER
State	MD
Zip	21037-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 3 BK L SAUNDERS POINT
Legal Subdivision	SAUNDERS POINT
Legal Block	L
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1026
Census Tract	701201

Owner

1522 Ridgely Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1522 RIDGELY DR, EDGEWATER, MD 21037-4646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Oct 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2007
Deed Sale	Dec 14, 2007
Deed Document Number	200713489
Deed Book / Page	19741 / 325
Last Transfer Date	Sep 15, 2020
Transfer Doc	0353810077
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1522 RIDGELY DR, EDGEWATER, MD 21037-4646
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377070024
Date	Oct 13, 2021
Book Page	37707/24

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 8, 2020
Property Address	1522 RIDGELY DR, EDGEWATER, MD 21037-4646
Document Number	0353810077
Book / Page	35381 / 77
Map Reference	MB 25 PL 9
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CLOSELINE SETTLEMENTS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 RIDGELY DR, EDGEWATER, MD 21037-4646

Mortgage

Document Number	3538187
Date	Oct 8, 2020
Instrument	35381/87

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1522 Ridgely Dr was $5,324 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,500 (+4.95%) Land $218,000 Building $289,500	$507,500 (-) Land $218,000 Building $289,500
2025	$5,324.00 (+2.05%) Homeowner's exemption	$483,567	$507,500 Land $218,000 Building $289,500
2024	$5,217.00 (+13.59%)
2023	$4,593.00 Homeowner's exemption	$435,700 Land $218,000 Building $217,700	$435,700 Land $218,000 Building $217,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1522 Ridgely Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1522 Ridgely Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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