1535 Ridgely Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1535 Ridgely Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,902 sqft · built 1973
Lot Size	0.257 acres (11,180 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jun 2026)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-725-04462000`

Property Details

APN / Parcel Number

Primary APN	`01-725-04462000`
Alternative APNs	`1-725-04462000` `72504462000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	1,902 sqft
Attic	Attic
Attic Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,180 sqft (0.257 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	72504462000
Street Address	1535 RIDGELY DR
City	EDGEWATER
State	MD
Zip	21037-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 18 BK N SAUNDERS POINT
Legal Subdivision	SAUNDERS POINT
Legal Block	N
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1028
Census Tract	701201

Owner

1535 Ridgely Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Special Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jun 17, 2020	Deed, Transfer · Conventional Mortgage UBS BANK USA
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Jun 17, 2020 · Amount on File
Deed Book / Page	42415 / 169
Prior Transfer Date	Mar 27, 2025
Prior Transfer Doc	0412590119
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 5, 2026
Property Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645
Document Number	4241000169
Book / Page	42415 / 169
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645

Mortgage

Document Number	4241000185,
Date	Jun 5, 2026
Book Page	42415/185

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 17, 2020
Property Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645
Document Number	0347540480
Book / Page	34754 / 480
Map Reference	MB 25 PL 9
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645

Mortgage

Document Number	34754484
Date	Jun 17, 2020
Instrument	34754/484

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645
Document Number	0333860331
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 RIDGELY DR EDGEWATER MD 210374645, EDGEWATER, MD 21037-4645

Mortgage

Document Number	0333860331
Date	Jul 26, 2019
Book Page	033386/000331

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1535 RIDGELY DR, EDGEWATER, MD 21037-4645
Document Number	0326010001
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 RIDGELY DR EDGEWATER MD 210374645, EDGEWATER, MD 21037-4645

Mortgage

Document Number	0326010001
Date	Oct 25, 2018
Book Page	032601/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1535 Ridgely Dr was $5,223, up 4.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,700 (+4.45%) Land $216,100 Building $234,600	$450,700 (-) Land $216,100 Building $234,600
2025	$5,223.00 (+4.11%)	$431,500	$450,700 Land $216,100 Building $234,600
2024	$5,017.00 (+16.89%)
2023	$4,292.00	$393,100 Land $216,100 Building $177,000	$393,100 Land $216,100 Building $177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1535 Ridgely Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1535 Ridgely Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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