Mecklenburg County property record for 1522 Pine Tree Dr, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,825 sqft · built 1953 |
| Lot Size | 0.65 acres (28,343 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (May 2020) |
| Tax Bill | $6,193 (2023) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-163-04 |
| Primary APN | 187-163-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,825 sqft Heated Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 28,343 sqft (0.65 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 100 sqft |
| Patio Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 187-163-04 |
|---|---|
| Street Address | 1522 PINE TREE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-5900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L20 M6- 783 |
| Legal Subdivision | PROVIDENCE PINES |
| Legal Lot Number | 20 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2004 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1522 PINE TREE DR, CHARLOTTE, NC 28270-5900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 20, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS |
| Dec 11, 2018 | Warranty Deed, Transfer · Line of Credit LIMA ONE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | Dec 11, 2018 · Amount on Record |
| Deed Document Number | 0034631555 |
| Deed Book / Page | 34631 / 555 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 29, 2020 |
| Property Address | 1522 PINE TREE DR, CHARLOTTE, NC 28270-5900 |
| Document Number | 0000077797 |
| Book / Page | 34631 / 555 |
| Map Reference | MB 6 PG 783 |
| Instrument Date | May 29, 2020 |
| Instrument | 2020077797 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4003 AINSDALE DR, 4003, MATTHEWS, NC 28104-6889 |
| Name | Verified Name |
|---|---|
| Address | 1522 PINE TREE DR, CHARLOTTE, NC 28270-5900 |
| Document Number | 0000077798 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020077798 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 20, 2019 |
| Property Address | 1522 PINE TREE DR, CHARLOTTE, NC 28270-5900 |
| Book / Page | 034145 / 000750 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 174853 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4003 AINSDALE DR MATTHEWS NC 281046889, MATTHEWS, NC 28104-6889 |
| Document Number | 0000174853 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 034145/000750 |
| Instrument | 174853 |
| Name | CIVIC FIN'L SVCS |
|---|---|
| Address | REDONDO BEACH, CA 90278 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 19, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 11, 2018 |
| Property Address | 1522 PINE TREE DR, CHARLOTTE, NC 28270-5900 |
| Document Number | 0000152628 |
| Book / Page | 033162 / 000300 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 152628 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4003 AINSDALE DR MATTHEWS NC 281046889, MATTHEWS, NC 28104-6889 |
| Document Number | 152629 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 033162/000302 |
| Instrument | 152629 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 10, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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