Mecklenburg County property record for 1450 Pine Tree Dr, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1954 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,350,000 (Dec 2025) |
| Tax Bill | $4,812 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-163-07 |
| Primary APN | 187-163-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1450 PINE TREE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-5912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L17 &P18 M6-783 |
| Legal Subdivision | PROVIDENCE PINES |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2004 |
Source: Mecklenburg County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3335 PROVIDENCE RD, CHARLOTTE, NC 28211-2746 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 17, 2025 | Warranty Deed, Transfer · Commercial Mortgage BERGHORST 1998 DYNASTIC TRUST |
| Nov 8, 2017 | Deed of Trust, Mortgage · ARM CHARLOTTE METRO FCU |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Jun 12, 2024 · Amount on Record |
| Deed Document Number | 2025129746 |
| Deed Book / Page | 40080 / 934 |
| Prior Transfer Date | Oct 11, 2024 |
| Prior Transfer Doc | 0000097177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 17, 2025 |
| Property Address | 1450 PINE TREE DR, CHARLOTTE, NC 28270-5912 |
| Document Number | 0000129746 |
| Book / Page | 40080 / 934 |
| Map Reference | MB 6 PG 783 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025129746 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | UNKNOWN, TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15105D JOHN J DELANEY DR, CHARLOTTE, NC 28277-2741 |
| Name | Verified Name |
|---|---|
| Address | 3335 PROVIDENCE RD, CHARLOTTE, NC 28211-2746 |
| Document Number | 0000129747 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025129747 |
| Name | BERGHORST 1998 DYNASTIC TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1450 PINE TREE DR, CHARLOTTE, NC 28270-5912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000151166 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 32256/837 |
| Instrument | 2017151166 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1450 PINE TREE DR, CHARLOTTE, NC 28270-5912 |
| Document Number | 0000159918 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 1450 PINE TREE DR CHARLOTTE NC 282705912, CHARLOTTE, NC 28270-5912 |
| Document Number | 0000159918 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 032301/000778 |
| Instrument | 159918 |
| Name | CHARLOTTE METRO CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 27, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,812.00 (+1.67%) | $604,800 Land $475,000 Building $129,800 | $604,800 (-) Land $475,000 Building $129,800 |
| 2024 | $4,733.00 | ||
| 2023 | $604,800 Land $475,000 Building $129,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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