Osceola County property record for 1522 Massachusetts Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,276 sqft · built 1958 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2024) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0305-0110 |
| Primary APN | 01-26-30-0001-0305-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 1,296 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 0.5 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1522 MASSACHUSETTS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 305 LOTS 11 & 12 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 305 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 43500 |
Source: Osceola County assessment roll, APN 01-26-30-0001-0305-0110, as of November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1522 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 12, 2024 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2024 · Amount on Record |
| Deed Sale | Jun 18, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 202479950 |
| Deed Book / Page | 6618 / 2013 |
| Prior Transfer Date | Oct 19, 2006 |
| Prior Transfer Doc | 0033241593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 1522 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4352 |
| Document Number | 0065632831 |
| Book / Page | 6563 / 2831 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024032098 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,585.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1522 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOUTHERN TITLE & ABS INC |
| Name | Verified Name |
|---|
| Document Number | 0051231162 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 5123/1162 |
| Instrument | 2017047643 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2032 |
Source: Osceola County assessment roll as of November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,866.00 (+467.52%) | $203,000 (+246.53%) Land $46,800 Building $156,200 | $203,000 (+35.42%) Land $46,800 Building $156,200 |
| 2024 | $505.00 (+0.8%) | ||
| 2023 | $501.00 (+2.45%) Homeowner's exemption | $58,580 (+4.06%) | $149,900 (+13.05%) Land $34,000 Building $115,900 |
| 2022 | $489.00 Homeowner's exemption | $56,292 | $132,600 Land $30,600 Building $102,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 470 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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