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1514 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1514 Massachusetts Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1925
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Jul 2010)
Tax Bill$397 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN79037

Property Details

APN / Parcel Number

Primary APN79037
Alternative APN
  • 012630000103050070

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Heated Area
1st Floor Area988 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1977
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area108 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area236 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79037
Street Address1514 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-4352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 305 LOTS 7 & 8 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block305
Legal Lot Number7 8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2034
Census Tract43500

Owner

1514 Massachusetts Ave is owned and occupied by an individual who acquired it in April 2017.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1514 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4352
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2010 · Amount on File
Deed SaleJul 8, 2010 · Amount on File
Prior SaleJul 8, 2010 · Amount on File
Deed Document Number0040060507
Last Transfer DateApr 20, 2017
Transfer Doc0051350811
Record UpdatedJun 8, 2026

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 20, 2017
Property Address1514 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4352
Document Number0051350811
Book / Page5135 / 0811
Map ReferenceMB B PG33
Instrument DateApr 7, 2017
Instrument2017058849
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$253.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1514 MASSACHUSETTS AVE, 1514, SAINT CLOUD, FL 34769-4352

Transferred To (Grantee/Buyer)

NameVerified Name
Address1514 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-4352

Mortgage

Document Number0051350813
DateApr 20, 2017
Instrument5135/0813
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1514 Massachusetts Ave was $397 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$397.00 Homeowner's exemption$46,990$138,600 Land $46,800 Building $91,800
2023$352.00 (+6.99%) Homeowner's exemption$44,336 (+3%)$114,800 (+12.33%) Land $34,000 Building $80,800
2022$329.00 Homeowner's exemption$43,045$102,200 Land $30,600 Building $71,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1514 Massachusetts Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1514 Massachusetts Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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