Albemarle County property record for 1522 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,821 sqft · built 2018 |
| Lot Size | 0.102 acres (4,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,506 (Oct 2018) |
| Tax Bill | $7,730 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-07-04300 |
| Primary APN | 078H0-00-07-04300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,821 sqft Finished Area |
| Basement Area | 1,348 sqft |
| Finished Basement | 979 sqft |
| Unfinished Basement | 369 sqft |
| Family Room | Family Room |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 4,443 sqft (0.102 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1522 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NMD |
| Legal Description | CASCADIA LOT 43 BLK 7 |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
1522 Delphi Ln is owned and occupied by an individual who bought it in October 2018.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1522 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 10, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Jun 18, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on File |
| Deed Sale | Oct 10, 2018 · Amount on File |
| Prior Sale | Jun 18, 2018 · Amount on File |
| Deed Document Number | 201811300 |
| Deed Book / Page | 5102 / 727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1522 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005652/657 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5652/657 |
| Instrument | 202100020346 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 151 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1522 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202100002793 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 5481/54 |
| Instrument | 2021-00002793 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Mar 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 10, 2018 |
| Property Address | 1522 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 0000011300 |
| Book / Page | 005102 / 000727 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 11300 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 29, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.51 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1522 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 11301 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 005102/000730 |
| Instrument | 11301 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 9, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 18, 2018 |
| Property Address | 1522 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658 |
| Document Number | 0000006622 |
| Book / Page | 005060 / 000595 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 6622 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $132.61 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1522 Delphi Ln was $7,730, down 0.8% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,730.00 (-0.83%) | $864,700 (-0.84%) Land $212,500 Building $652,200 | $864,700 (-0.84%) Land $212,500 Building $652,200 |
| 2025 | $7,795.00 | $872,000 Land $225,000 Building $647,000 | $872,000 Land $225,000 Building $647,000 |
| 2023 | $6,639.00 | $777,500 Land $185,000 Building $592,500 | $777,500 Land $185,000 Building $592,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1522 Delphi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1522 Delphi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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