1519 Delphi Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1519 Delphi Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,850 sqft · built 2018
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Oct 2024)
Tax Bill	$3,752 (2026)
Deeds & Mortgages	Apr 2025 Transfer Oct 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-07-11100`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-07-11100`
Alternative APN	`304446`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,850 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Construction Type	Wood
Roof Material	Wood
Lot Area	2,396 sqft (0.055 acres)
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1519 DELPHI LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NMD
Legal Description	CASCADIA LOT 111 BLK 7
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2014
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Gift Deed, Transfer
Oct 25, 2024	Deed, Transfer · Conventional Mortgage US BANK NA
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Nov 15, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Jun 26, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	20249055
Last Transfer Date	Mar 25, 2025
Transfer Doc	0000003328
Record Updated	Sep 20, 2026

April 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 17, 2025
Property Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	202500003328
Map Reference	MB 4978 PG 251-258
Instrument Date	Mar 25, 2025
Instrument	202500003328
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 25, 2024
Property Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	202400009055
Map Reference	MB 4978 PG 251-258
Instrument Date	Oct 23, 2024
Instrument	202400009055
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658

Mortgage

Document Number	202400009056
Date	Oct 25, 2024
Instrument	202400009056

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000007441
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658

Mortgage

Document Number	0000007441
Date	Jun 19, 2020
Book Page	005336/000231
Instrument	7441

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Interest

Rate	3.75%

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 15, 2018
Property Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000012679
Book / Page	005114 / 000058
Instrument Date	Nov 5, 2018
Instrument	12679
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1519 DELPHI LN CHARLOTTESVILLE VA 229113658, CHARLOTTESVILLE, VA 22911-3658

Mortgage

Document Number	12680
Date	Nov 15, 2018
Book Page	005114/000061
Instrument	12680

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 26, 2018
Property Address	1519 DELPHI LN, CHARLOTTESVILLE, VA 22911-3658
Document Number	0000007013
Book / Page	005064 / 000260
Instrument Date	Jun 21, 2018
Instrument	7013
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$515.10
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,752.00 (+10.13%)	$419,700 (+10.13%) Land $123,000 Building $296,700	$419,700 (+10.13%) Land $123,000 Building $296,700
2025	$3,407.00 (-0.96%)	$381,100 (-5.41%) Land $113,000 Building $268,100	$381,100 (-5.41%) Land $113,000 Building $268,100
2023	$3,440.00	$402,900 Land $122,000 Building $280,900	$402,900 Land $122,000 Building $280,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

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