San Diego County property record for 1522 Copa de Oro Dr, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,146 sqft · built 2010 |
| Lot Size | 0.259 acres (11,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,380,000 (Mar 2018) |
| Tax Bill | $48,677 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-231-02-00 |
| Primary APN | 358-231-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,146 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Lot Area | 11,300 sqft (0.259 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1522 COPA DE ORO DR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-7805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-4 |
| Legal Description | LOT 48 TR 003966 |
| Legal Subdivision | LA JOLLA PALISADES |
| Legal Tract | 003966 |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 8310 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1522 COPA DE ORO DR, LA JOLLA, CA 92037-7805 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 4, 2021 | Grant Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Mar 29, 2018 | Grant Deed, Construction Loan MISSOURI ELEC CO-OP EMP CU |
| Nov 21, 2017 | Deed of Trust, Mortgage PUERTO ESCONDIDO LLC |
| Jan 17, 2017 | Loan Modification, Mortgage · Line of Credit 5AIF SYCAMORE 2 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Prior Sale | Sep 21, 2016 · Amount on Record |
| Deed Document Number | 2018125929 |
| Prior Transfer Date | Sep 1, 2016 |
| Prior Transfer Doc | 0000523378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 4, 2021 |
| Property Address | 1522 COPA DE ORO DR, LA JOLLA, CA 92037-7805 |
| Document Number | 0000344009 |
| Map Reference | MAP 3966 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021-0344009 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1522 COPA DE ORO DR, LA JOLLA, CA 92037-7805 |
| Document Number | 0000344010 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021-0344010 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2018 |
| Property Address | 1522 COPA DE ORO DR, LA JOLLA, CA 92037-7805 |
| Document Number | 0000125929 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 125929 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 3, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,718.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5666 LA JOLLA BLVD #276 LA JOLLA CA 920377523, 276, LA JOLLA, CA 92037-7523 |
| Document Number | 125930 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 125930 |
| Name | MISSOURI ELEC CO-OP EMP CU |
|---|---|
| Address | 4633 INGRAHAM ST, SAN DIEGO, CA 92109-8713 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1522 COPA DE ORO DR, LA JOLLA, CA 92037-7805 |
| Document Number | 0000558550 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1505 STANISLAUS DR CHULA VISTA CA 919131472, CHULA VISTA, CA 91913-1472 |
| Document Number | 0000558550 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 558550 |
| Name | PUERTO ESCONDIDO LLC |
|---|---|
| Address | 1775 HANCOCK ST # 200, SAN DIEGO, CA 92110-2036 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1522 COPA DE ORO DR, LA JOLLA, CA 92037-7805 |
| Document Number | 0000104954 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2017 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1522 COPA DE ORO DR LA JOLLA CA 920377805, LA JOLLA, CA 92037-7805 |
| Document Number | 0000104954 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 104954 |
| Name | 5AIF SYCAMORE 2 LLC |
|---|---|
| Address | 19800 MACARTHUR BLVD # 1150, IRVINE, CA 92612-8445 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,922,774 (+2%) Land $3,133,578 Building $789,196 | |
| 2025 | $48,677.00 (+7.41%) | $3,845,858 (+4.04%) Land $3,072,136 Building $773,722 |
| 2023 | $45,319.00 (+2.73%) | $3,696,521 Land $2,952,843 Building $743,678 |
| 2022 | $44,114.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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