1511 Copa de Oro Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 1511 Copa de Oro Dr, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,406 sqft · built 2010
Lot Size0.264 acres (11,510 sqft)
OwnerTrust Name on File
Last Sale$1,981,000 (May 2016)
Tax Bill$29,900 (2025)
Deeds & MortgagesNov 2022 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN358-232-12-00

Property Details

APN / Parcel Number

Primary APN358-232-12-00
Alternative APN
  • 3582320300

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,406 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area11,510 sqft (0.264 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3582320300
Street Address1511 COPA DE ORO DR
CityLA JOLLA
StateCA
Zip92037-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPAR 3 TR PM21526
Legal SubdivisionLA JOLLA PALISADES
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract8310

Owner

1511 Copa de Oro Dr is owner-occupied and held in a trust since October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address1511 COPA DE ORO DR, LA JOLLA, CA 92037-7806
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Intrafamily Transfer, Transfer
Oct 8, 2021Deed of Trust, Mortgage
US BANK NA
Nov 10, 2017Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2016 · Amount on File
Deed SaleMay 5, 2016 · Amount on File
Prior SaleDec 2, 2013 · Amount on File
Deed Document Number2016214023
Last Transfer DateOct 4, 2022
Transfer Doc0000420166
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 1, 2022
Property Address1511 COPA DE ORO DR, LA JOLLA, CA 92037-7806
Document Number0000420166
Map ReferenceMAP 3966
Instrument DateOct 4, 2022
Instrument2022-0420166
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1511 COPA DE ORO DR, LA JOLLA, CA 92037-7806

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1511 COPA DE ORO DR, LA JOLLA, CA 92037-7806
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 COPA DE ORO DR, LA JOLLA, CA 92037-7806

Mortgage

Document Number0000706472
DateOct 8, 2021
Instrument2021-0706472
Lender
NameUS BANK NA
TypeBank
AddressSAN DIEGO, CA 92131
Agreement
AmountAmount on Record

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1511 COPA DE ORO DR, LA JOLLA, CA 92037-7806
Document Number0000608765
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 COPA DE ORO DR LA JOLLA CA 920377806, LA JOLLA, CA 92037-7806

Mortgage

Document Number0000608765
DateDec 27, 2017
Instrument608765
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 26, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1511 Copa de Oro Dr was $29,900.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,391,999 (+2%) Land $1,871,581 Building $520,418
2025$29,900.00$2,345,098 Land $1,834,884 Building $510,214
2023$27,647.00 (+2.73%)$2,254,036 Land $1,763,634 Building $490,402
2022$26,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1511 Copa de Oro Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1511 Copa de Oro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Copa de Oro Dr

Nearby Streets

Search Property Records by Address or Parcel Number