1522 2nd St, Charleston, IL 61920 Property Records

Coles County property record for 1522 2nd St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	9 bd · 3 ba · 1,936 sqft · built 1942
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Aug 2021)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07184-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07184-000`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,936 sqft Base Area
1st Floor Area	1,936 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1522 2ND ST
City	CHARLESTON
State	IL
Zip	61920-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE S1/2 OF LOT 35 & N 25 FT OF LOT 36 SE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ELSMERE
Legal Lot Number	35-36
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2018
Census Tract	702

Owner

Source: Coles County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2115 SENECA DR, CHARLESTON, IL 61920-3834
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2021796753
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Aug 23, 2021
Property Address	1522 2ND ST, CHARLESTON, IL 61920-3310
Document Number	202100796753
Instrument Date	Aug 18, 2021
Instrument	202100796753
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15498 SUNNYDALE DR, CHARLESTON, IL 61920-7971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2115 SENECA DR, CHARLESTON, IL 61920-3834

Mortgage

Document Number	202100796754
Date	Aug 23, 2021
Instrument	202100796754

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,472.00 (+51.08%)	$61,423 (+20.67%) Land $4,641 Building $56,782	$184,269 (+20.67%) Land $13,923 Building $170,346
2023		$50,902 Land $3,846 Building $47,056	$152,706 Land $11,538 Building $141,168
2020	$2,960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures