1521 2nd St, Charleston, IL 61920 Property Records

Coles County property record for 1521 2nd St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,307 sqft · built 1949
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$29,000 (Feb 2021)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-07168-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07168-000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,307 sqft Base Area
1st Floor Area	1,307 sqft
Basement Area	817 sqft
Unfinished Basement	817 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1521 2ND ST
City	CHARLESTON
State	IL
Zip	61920-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE S1/2 OF LOT 26 SE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ELSMERE
Legal Lot Number	26
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2019
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 180134, CHICAGO, IL 60618-0026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK
Nov 9, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 18, 2021	Special Warranty Deed, Transfer
Feb 19, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Feb 19, 2020
Deed Document Number	2021792955
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	1521 2ND ST, CHARLESTON, IL 61920-3311
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202300804935
Date	Jan 11, 2023
Instrument	202300804935

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Nov 9, 2022
Property Address	1521 2ND ST, CHARLESTON, IL 61920-3311
Document Number	202200804098
Instrument Date	Oct 25, 2022
Instrument	202200804098
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8722 W 103RD ST, PALOS HILLS, IL 60465-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8722 W 103RD ST, PALOS HILLS, IL 60465-1603
Investor	Possibly a Property Investor

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 18, 2021
Property Address	1521 2ND ST, CHARLESTON, IL 61920-3311
Document Number	202100792955
Instrument Date	Feb 3, 2021
Instrument	202100792955
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8722 W 103RD ST, PALOS HILLS, IL 60465-1603

February 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COLES IL
Recording Date	Feb 19, 2020
Property Address	1521 2ND ST, CHARLESTON, IL 61920-3311
Document Number	202000786324
Instrument Date	Jan 23, 2020
Instrument	202000786324
Transaction Type	Foreclosure
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	651 JACKSON AVE # 1, 1, CHARLESTON, IL 61920-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1820, DAYTON, OH 45401-1820

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+7.5%) Homeowner's exemption	$22,137 (+10.2%) Land $3,094 Building $19,043	$66,411 (+10.2%) Land $9,282 Building $57,129
2024	$1,093.00 (-57.86%)	$20,088 (+9.5%) Land $2,808 Building $17,280	$60,264 (+9.5%) Land $8,424 Building $51,840
2023		$18,345 Land $2,564 Building $15,781	$55,035 Land $7,692 Building $47,343
2020	$2,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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