15219 Cool Valley Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15219 Cool Valley Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,517 sqft · built 1989
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Trust Names on File
Last Sale	$722,500 (Jul 2020)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133-380-21-00`

Property Details

APN / Parcel Number

Primary APN	`133-380-21-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,517 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	92,783 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15219 COOL VALLEY RD
City	VALLEY CENTER
State	CA
Zip	92082-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 (EX ST) TR PM14448
Legal Subdivision	PARCEL MAP NO. 14448
Legal Tract	14448
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2006
Census Tract	19110

Owner

15219 Cool Valley Rd is owner-occupied and held in a trust since March 2024.

Source: San Diego County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Mar 18, 2024	Intrafamily Transfer, Transfer AMROCK INC, AMROCK
Mar 18, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 13, 2023	Intrafamily Transfer, Transfer
Jul 6, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Jun 17, 2016 · Amount on File
Deed Document Number	2020352486
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000066662
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2026
Property Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Document Number	0000247975
Instrument Date	Aug 13, 2026
Instrument	2026247975
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000247975,
Date	Aug 24, 2026
Instrument	2026247975

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2051

Interest

Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2024
Property Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Document Number	0000066662
Map Reference	FILE 86-388879
Instrument Date	Mar 11, 2024
Instrument	2024-0066662
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2024
Property Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Document Number	0000066660
Map Reference	FILE 86-388879
Instrument Date	Mar 11, 2024
Instrument	2024-0066660
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225

Mortgage

Document Number	0000066661
Date	Mar 18, 2024
Instrument	2024-0066661

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2023
Property Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Document Number	0000342637
Map Reference	FILE 86-388879
Instrument Date	Sep 1, 2023
Instrument	2023-0342637
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1948, VALLEY CENTER, CA 92082-1948

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2020
Property Address	15219 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Document Number	0000352486
Instrument Date	Jun 11, 2020
Instrument	352486
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15219 COOL VALLEY RD VALLEY CENTER CA 920825225, VALLEY CENTER, CA 92082-5225

Mortgage

Document Number	352487
Date	Jul 6, 2020
Instrument	352487

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15219 Cool Valley Rd was $8,614 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,693 (+7.75%) Land $319,075 Building $523,618
2025	$8,614.00 Homeowner's exemption	$782,053 Land $312,819 Building $469,234
2023	$8,240.00 (+1.72%) Homeowner's exemption	$751,687 Land $300,673 Building $451,014
2022	$8,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15219 Cool Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15219 Cool Valley Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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