15215 Cool Valley Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 15215 Cool Valley Rd, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 1989
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Aug 2004)
Tax Bill	$9,090 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133-380-04-00`

Property Details

APN / Parcel Number

Primary APN	`133-380-04-00`
Alternative APN	`1333242000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,010 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	110,207 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1333242000
Street Address	15215 COOL VALLEY RD
City	VALLEY CENTER
State	CA
Zip	92082-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM01493
Legal Subdivision	PARCEL MAP NO 1493
Legal Tract	1493
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2000
Census Tract	19110

Owner

15215 Cool Valley Rd is owned and occupied by two individuals who bought it in August 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15215 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2004 · Amount on File
Deed Sale	Aug 27, 2004 · Amount on File
Prior Sale	Feb 19, 1987 · Amount on File
Deed Document Number	2004820989
Prior Transfer Date	Feb 28, 1994
Prior Transfer Doc	0000137013
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15215 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15215 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225

Mortgage

Document Number	0000566345
Date	Aug 10, 2021
Instrument	2021-0566345

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 5, 2017
Property Address	15215 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Document Number	0000404935
Map Reference	PM1493
Instrument Date	Aug 18, 2017
Instrument	2017-0404935
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15215 COOL VALLEY RD, VALLEY CENTER, CA 92082-5225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000404936
Date	Sep 5, 2017
Instrument	2017-0404936

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 15215 Cool Valley Rd was $9,090 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,668 (+2%) Land $426,529 Building $416,139
2025	$9,090.00 Homeowner's exemption	$826,146 Land $418,166 Building $407,980
2023	$8,697.00 (+1.7%) Homeowner's exemption	$794,068 Land $401,929 Building $392,139
2022	$8,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15215 Cool Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15215 Cool Valley Rd is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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