15218 Ponderosa Loop, La Pine, OR 97739 Property Records

Deschutes County property record for 15218 Ponderosa Loop, La Pine, OR 97739

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,535 sqft · built 1985
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Apr 2026)
Tax Bill$3,595 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN221007-A0-03200

Property Details

APN / Parcel Number

Primary APN221007-A0-03200
Alternative APNs
  • R1102221007A003200
  • 156257

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,535 sqft Living Area
Gross Area2,327 sqft
1st Floor Area1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area59,677 sqft (1.37 acres)
Garage Area792 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number156257
Street Address15218 PONDEROSA LOOP
CityLA PINE
StateOR
Zip97739-8948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR10
Legal DescriptionPONDEROSA PINES FOURTH ADDITION BLOCK 8 LOT 38
Legal Range10
Legal Township22
Legal Section07
Legal SubdivisionPONDEROSA PINES FOURTH ADDITION
Legal Block8
Legal Lot Number38
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group2
Census Block2118
Census Tract202

Owner

Source: Deschutes County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · Line of Credit
MID OREGON FCU
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 16, 2026Warranty Deed, Transfer · Conventional Mortgage
LOAN STORE
Sep 9, 2020Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Prior SaleSep 9, 2020 · Amount on Record
Deed Document Number202611315
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948
Transaction TypeMortgage
Record UpdatedMay 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948

Mortgage

Document Number0000020488
DateAug 18, 2023
Instrument2023-20488
Lender
NameMID OREGON FCU
TypeCredit Union
AddressBEND, OR 97708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948
Transaction TypeMortgage
Record UpdatedMay 5, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948

Mortgage

Document Number0000066284
DateNov 30, 2021
Instrument2021-66284
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 16, 2026
Property Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948
Document Number0000011315
Instrument DateApr 7, 2026
Instrument202611315
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyDESCHUTES COUNTY TITLE COMPANY, DESCHUTES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948

Mortgage

Document Number0000011316,
DateApr 16, 2026
Instrument202611316
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateSep 9, 2020
Property Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948
Document Number0000046163
Instrument DateSep 8, 2020
Instrument2020-46163
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyFIRST MAERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15218 PONDEROSA LOOP, LA PINE, OR 97739-8948

Mortgage

Document Number0000046164
DateSep 9, 2020
Instrument2020-46164
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,595.00 (+4.32%)$218,780 (+3%)$522,440 (-) Land $170,660 Building $351,780
2024$3,446.00 (+2.26%)$212,410 (+3%)$522,440 (-14.41%) Land $170,660 Building $351,780
2023$3,370.00$206,230$610,390 Land $170,660 Building $439,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200

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