15205 Ponderosa Loop, La Pine, OR 97739 Property Records

Deschutes County property record for 15205 Ponderosa Loop, La Pine, OR 97739

Property Summary

Property Type	Single Family Home
Details	2,018 sqft · built 2022
Lot Size	1.46 acres (63,598 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Apr 2022)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	Mar 2024 Construction Loan Jul 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`221007-A0-01700`

Property Details

APN / Parcel Number

Primary APN	`221007-A0-01700`
Alternative APNs	`R1101221007A001700` `156242`

Interior

Stories	1 Story
Building Area	2,018 sqft
Gross Area	560 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	63,598 sqft (1.46 acres)
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	156242
Street Address	15205 PONDEROSA LOOP
City	LA PINE
State	OR
Zip	97739-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	PONDEROSA PINES FOURTH ADDITION BLOCK 1 LOT 47
Legal Range	10
Legal Township	22
Legal Section	07
Legal Subdivision	PONDEROSA PINES FOURTH ADDITION
Legal Block	1
Legal Lot Number	47
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	2
Census Block	2117
Census Tract	202

Owner

Source: Deschutes County records · APN 221007-A0-01700

Assessment roll updated November 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15205 PONDEROSA LOOP, LA PINE, OR 97739-8948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2024	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Jul 05, 2022	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Apr 21, 2022	Warranty Deed, Transfer FIRST AMERICAN
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	202216511
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	15205 PONDEROSA LOOP, LA PINE, OR 97739-8948
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15205 PONDEROSA LOOP, LA PINE, OR 97739-8948

Mortgage

Document Number	0000005390
Date	Mar 07, 2024
Instrument	2024-05390

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	15205 PONDEROSA LOOP, LA PINE, OR 97739-8948
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026450
Date	Jul 05, 2022
Instrument	2022-26450

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 21, 2022
Property Address	15205 PONDEROSA LOOP, LA PINE, OR 97739-8948
Document Number	0000016511
Instrument Date	Apr 18, 2022
Instrument	2022-16511
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 561, GLADSTONE, OR 97027-0561

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 17, 2020
Property Address	15205 PONDEROSA LOOP, LA PINE, OR 97739-8948
Document Number	0000012207
Instrument Date	Mar 05, 2020
Instrument	2020-12207
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7353 SE THIESSEN RD, MILWAUKIE, OR 97267-2047

Mortgage

Document Number	0000012208
Date	Mar 17, 2020
Instrument	2020-12208

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,401.00 (+4.33%)	$206,720 (+3%)	$561,560 (-) Land $158,890 Building $402,670
2024	$3,260.00 (+38.9%)	$200,700 (+40.93%)	$561,560 (+20.65%) Land $158,890 Building $402,670
2023	$2,347.00	$142,410	$465,440 Land $158,890 Building $306,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Yellowknife Wireless Company Fixed Wireless	700 / 200

Based on FCC filings for 23 locations within half a mile of this property.

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