Brevard County property record for 1521 Richards Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1959 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Sep 2019) |
| Tax Bill | $561 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-00-32 |
| Primary APN | 28-37-23-00-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 126 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 132 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832200 |
|---|---|
| Street Address | 1521 RICHARDS DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-3527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | PART OF E 1/4 OF SE 1/4 OF NE 1/4 AS DESC IN ORB 9442 PG 1986 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Block | 32 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65123 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Feb 9, 2022 | Correction Deed SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Jan 9, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA |
| Sep 27, 2019 | Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | May 22, 2003 · Amount on Record |
| Deed Document Number | 2019212749 |
| Deed Book / Page | 8550 / 1528 |
| Last Transfer Date | Feb 22, 2022 |
| Transfer Doc | 0094421986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Number | 0094421986 |
| Book / Page | 9442 / 1986 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022062804 |
| Record Updated | Jul 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 BURLINGTON AVE, LOGANSPORT, IN 46947-4916 |
| Name | Verified Name |
|---|---|
| Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 9, 2022 |
| Property Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Number | 0094091400 |
| Book / Page | 9409 / 1400 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2022032553 |
| Record Updated | Jul 13, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 605 BURLINGTON AVE, LOGANSPORT, IN 46947-4916 |
| Name | Verified Name |
|---|---|
| Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Number | 0083450652 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 8345/0652 |
| Instrument | 2019005634 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Number | 0085501528 |
| Book / Page | 8550 / 1528 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019212749 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1521 RICHARDS DR NE, PALM BAY, FL 32905-3527 |
| Document Number | 85501529 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 8550/1529 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,230 (+95.54%) | $161,160 (+19.97%) | |
| 2025 | $561.00 (+2.75%) Homeowner's exemption | $55,860 (+5.98%) | $134,330 (-1.88%) Land $27,500 Building $106,830 |
| 2023 | $546.00 (+2.06%) Homeowner's exemption | $52,710 (+2.99%) | $136,900 (+22.48%) Land $27,500 Building $109,400 |
| 2022 | $535.00 Homeowner's exemption | $51,180 | $111,770 Land $27,500 Building $84,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 50 condo units |
| Nearby Flood Claims | 6 (1979–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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