1521 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1521 Ohio Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,758 sqft · built 1915
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Oct 2020)
Tax Bill	$3,338 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Re-recorded Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78987`

Property Details

APN / Parcel Number

Primary APN	`78987`
Alternative APN	`012630000103000130`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,758 sqft Heated Area
Gross Area	2,908 sqft
1st Floor Area	1,534 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	78987
Street Address	1521 OHIO AVE
City	SAINT CLOUD
State	FL
Zip	34769-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 300 LOTS 13 & 14 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	300
Legal Lot Number	13 14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4084
Census Tract	43500

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1521 OHIO AVE, SAINT CLOUD, FL 34769-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Correction Deed STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Nov 8, 2022	Re-recorded Document STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	May 3, 2006 · Amount on Record
Deed Document Number	2020140910
Deed Book / Page	5815 / 946
Record Updated	Jun 8, 2026

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 2, 2022
Property Address	1521 OHIO AVE, SAINT CLOUD, FL 34769-4441
Document Number	0063092665
Book / Page	6309 / 2665
Map Reference	MB B PG 33
Instrument Date	Oct 28, 2022
Instrument	2022161325
Record Updated	Nov 22, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	OSCEOLA FL
Recording Date	Nov 8, 2022
Property Address	1521 OHIO AVE, SAINT CLOUD, FL 34769-4441
Document Number	0063121438
Book / Page	6312 / 1438
Map Reference	MB B PG 33
Instrument Date	Oct 28, 2022
Instrument	2022163544
Record Updated	Nov 22, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 19, 2020
Property Address	1521 OHIO AVE, SAINT CLOUD, FL 34769-4441
Document Number	0058150946
Book / Page	5815 / 946
Map Reference	MB B PG 33
Instrument Date	Oct 15, 2020
Instrument	2020140910
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 EMMETT ST, 917, KISSIMMEE, FL 34741-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 OHIO AVE, SAINT CLOUD, FL 34769-4441

Mortgage

Document Number	0005815948
Date	Oct 19, 2020
Instrument	5815/948

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,338.00 (+6.37%) Homeowner's exemption	$229,379 (+5.99%)	$355,300 (+16.95%) Land $46,800 Building $308,500
2023	$3,138.00 (+3.67%) Homeowner's exemption	$216,423 (+3%)	$303,800 (+17.57%) Land $34,000 Building $269,800
2022	$3,027.00 Homeowner's exemption	$210,120	$258,400 Land $30,600 Building $227,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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