1514 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1514 Ohio Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1924
Lot Size	0.241 acres (10,497 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Jul 2022)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0301-0060`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0301-0060`
Alternative APNs	`263001000103010060` `78993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,616 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	352 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1514 OHIO AVE
City	SAINT CLOUD
State	FL
Zip	34769-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 301 LOTS 6-8 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	301
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4083
Census Tract	43500

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	MAYMONT HOMES C/O RYAN LLC, SCOTTSDALE, AZ 85261
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer FLORIDIAN TITLE LLC, FLORIDA TITLE LLC
Jul 21, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	2022106106
Deed Book / Page	6248 / 546
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 8, 2022
Property Address	1514 OHIO AVE, SAINT CLOUD, FL 34769-4442
Document Number	0062480546
Book / Page	6248 / 546
Map Reference	MB B PG 33&34
Instrument Date	Jun 22, 2022
Instrument	2022106106
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4085 LONGWORTH LOOP, 4085, KISSIMMEE, FL 34744-9173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 21, 2020
Property Address	1514 OHIO AVE, SAINT CLOUD, FL 34769-4442
Document Number	0057582594
Book / Page	5758 / 2594
Map Reference	MB B PG 33-34
Instrument Date	Jul 10, 2020
Instrument	2020095031
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40300 SCHOOLCRAFT RD, 40300, PLYMOUTH, MI 48170-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 OHIO AVE, SAINT CLOUD, FL 34769-4442

Mortgage

Document Number	0057582596
Date	Jul 21, 2020
Instrument	5758/2596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 5, 2017
Property Address	1514 OHIO AVE, SAINT CLOUD, FL 34769-4442
Document Number	0051590652
Book / Page	5159 / 0652
Map Reference	MB B PG33&34
Instrument Date	Jun 2, 2017
Instrument	2017081879
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	OSCEOLA TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,483.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7106 INDIANGRASS RD, 7106, SAINT CLOUD, FL 34773-6067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 OHIO AVE, SAINT CLOUD, FL 34769-4442

Mortgage

Document Number	0051590654
Date	Jun 5, 2017
Instrument	5159/0654

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00 (+1.86%)	$293,600 (+9.43%) Land $55,000 Building $238,600	$293,600 (+9.43%) Land $55,000 Building $238,600
2024	$5,163.00 (+6.78%)
2023	$4,835.00 (+70.49%)	$268,300 (+34.48%) Land $50,000 Building $218,300	$268,300 (+10.23%) Land $50,000 Building $218,300
2022	$2,836.00 Homeowner's exemption	$199,511	$243,400 Land $45,000 Building $198,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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