1521 Main St, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 1521 Main St, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,116 sqft · built 1890
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Aug 2025)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Aug 2025 Transfer Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-99-OP-052-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-99-OP-052-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Attic	Attic
Attic Area	216 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	250 ft deep x 160 ft wide
View / Lot	High Traffic Area
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1521 MAIN ST
City	SAINT CLOUD
State	WI
Zip	53079-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T16N R19E ORIGINAL PLAT LOTS 7 & 8 BLK 2
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT
Legal Block	2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	42100

Owner

1521 Main St is owned and occupied by an individual who bought it in August 2025.

Source: Fond Du Lac County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1521 MAIN ST, SAINT CLOUD, WI 53079-1449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Intrafamily Transfer, Transfer GUARANTY TITLE SERVICES, GUARANTY TTL SVCS INC SHEBOY
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Deed Document Number	20251213004
Prior Transfer Date	Aug 21, 2025
Prior Transfer Doc	0001213002
Record Updated	Oct 29, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 29, 2025
Property Address	1521 MAIN ST, SAINT CLOUD, WI 53079-1449
Document Number	0001213002
Instrument Date	Aug 29, 2025
Instrument	1213002
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	GUARANTY TITLE SERVICES, GUARANTY TTL SVCS INC SHEBOY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 MAIN ST, SAINT CLOUD, WI 53079-1449

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 29, 2025
Property Address	1521 MAIN ST, SAINT CLOUD, WI 53079-1449
Document Number	0001213004
Instrument Date	Aug 29, 2025
Instrument	1213004
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	GUARANTY TITLE SERVICES, GUARANTY TTL SVCS INC SHEBOY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 MAIN ST, SAINT CLOUD, WI 53079-1449

Mortgage

Document Number	0001213005
Date	Aug 29, 2025
Instrument	1213005

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1521 Main St was $2,112 with a homeowner's exemption, up 9.5% from the year before.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+9.49%)	$104,800 (-) Land $19,100 Building $85,700	$163,878 (+11.46%) Land $29,867 Building $134,011
2024	$1,929.00 (-1.88%) Homeowner's exemption	$104,800 (-) Land $19,100 Building $85,700	$147,024 (+6.73%) Land $26,795 Building $120,229
2023	$1,966.00 Homeowner's exemption	$104,800 Land $19,100 Building $85,700	$137,749 Land $25,105 Building $112,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1521 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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