1509 Main St, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 1509 Main St, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 840 sqft · built 1904
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-99-OP-050-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-99-OP-050-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	762 sqft
Family Room	Family Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Historical
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	250 ft deep x 88 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1509 MAIN ST
City	SAINT CLOUD
State	WI
Zip	53079-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S25 T16N R19E ORIGINAL PLAT LOT 6 BLK 2 (735618)
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Block	2
Legal Lot Number	6
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	42100

Owner

Source: Fond Du Lac County records · APN V08-16-19-99-OP-050-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1509 MAIN ST, SAINT CLOUD, WI 53079-1449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2021	Deed of Trust, Mortgage · Line of Credit NATIONAL EXCHANGE BANK & TRUST
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1509 MAIN ST, SAINT CLOUD, WI 53079-1449
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1143441
Date	Jan 06, 2021
Instrument	1143441

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1509 MAIN ST, SAINT CLOUD, WI 53079-1449
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1129982
Date	May 21, 2020
Instrument	1129982

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+7.08%)	$114,300 (-) Land $13,900 Building $100,400	$178,733 (+18.97%) Land $21,736 Building $156,997
2023	$2,148.00 Homeowner's exemption	$114,300 Land $13,900 Building $100,400	$150,236 Land $18,270 Building $131,966

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

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