1521 E Cardinal Ct, Derby, KS 67037 Property Records

Sedgwick County property record for 1521 E Cardinal Ct, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,927 sqft · built 1988
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on File
Last Sale	$212,800 (Apr 2022)
Tax Bill	$4,148 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`RO DY04984`

Property Details

APN / Parcel Number

Primary APN	`RO DY04984`
Alternative APNs	`233-07-0-44-01-081.00` `00305534`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,927 sqft Living Area
Gross Area	3,893 sqft
1st Floor Area	1,707 sqft
Basement Area	1,634 sqft
Finished Basement	1,220 sqft
Unfinished Basement	414 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,960 sqft (0.229 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	144 sqft
Deck Area	144 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00305534
Street Address	1521 E CARDINAL CT
City	DERBY
State	KS
Zip	67037-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 BLOCK 1 REPLAT OF PT OF BLOCKS 8 & 5, ALL OF BLOCKS 6 & 7 OAKWOOD VALLEY ESTATES ADD.
Legal Range	2E
Legal Township	29
Legal Section	7
Legal Subdivision	OAKWOOD VALLEY ESTATES ADD
Legal Block	1,8,5
Legal Lot Number	36
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2014
Census Tract	9804

Owner

1521 E Cardinal Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Sedgwick County records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1521 E CARDINAL CT, DERBY, KS 67037-3642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CREDIT UNION OF AMERICA
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Deed Document Number	202230156003
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	03015/6003
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEDGWICK KS
Recording Date	Apr 18, 2022
Property Address	1521 E CARDINAL CT, DERBY, KS 67037-3642
Document Number	03015/6003
Book / Page	3015 / 6003
Instrument Date	Apr 11, 2022
Instrument	30156003
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1521 E CARDINAL CT, DERBY, KS 67037-3642

Mortgage

Document Number	0030156004
Date	Apr 18, 2022
Instrument	30156004

Lender

Name	CREDIT UNION OF AMERICA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1521 E CARDINAL CT, DERBY, KS 67037-3642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2993/0828
Date	Jan 31, 2020
Book Page	2993/0828
Instrument	29930828

Lender

Name	CREDIT UNION OF AMERICA
Type	Credit Union
Address	WICHITA, KS 67201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,983 Land $7,544 Building $26,439	$295,500 Land $65,600 Building $229,900
2024	$4,148.00 (-2.08%)
2023	$4,236.00 (+9.4%)	$30,337 Land $6,946 Building $23,391	$263,800 Land $60,400 Building $203,400
2022	$3,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1521 E Cardinal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1521 E Cardinal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.3% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: IdeaTek, T-Mobile, Twin Valley.

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