1518 E Cardinal Ct, Derby, KS 67037 Property Records

Sedgwick County property record for 1518 E Cardinal Ct, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,993 sqft · built 1988
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$4,190 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RO DY04991`

Property Details

APN / Parcel Number

Primary APN	`RO DY04991`
Alternative APNs	`233-07-0-44-01-074.00` `00305541`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	3,819 sqft
1st Floor Area	1,386 sqft
Basement Area	1,346 sqft
Finished Basement	468 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	196 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00305541
Street Address	1518 E CARDINAL CT
City	DERBY
State	KS
Zip	67037-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 BLOCK 1 REPLAT OF PT OF BLOCKS 8 & 5, ALL OF BLOCKS 6 & 7 OAKWOOD VALLEY ESTATES ADD.
Legal Range	02E
Legal Township	29
Legal Section	07
Legal Subdivision	SUBD NO.: T08
Legal Block	1,5-8
Legal Lot Number	43
Jurisdiction	SEDGWICK KS
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2014
Census Tract	9804

Owner

Source: Sedgwick County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1518 E CARDINAL CT, DERBY, KS 67037-3642
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Jun 26, 2017	Deed, Transfer · Conventional Mortgage MERITRUST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017
Deed Sale	Jun 26, 2017
Deed Document Number	29699706
Deed Book / Page	2969 / 9706
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1518 E CARDINAL CT, DERBY, KS 67037-3642
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025049781
Date	Oct 7, 2025
Instrument	2025-049781

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1518 E CARDINAL CT, DERBY, KS 67037-3642
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3003/1243
Date	Feb 10, 2021
Book Page	3003/1243
Instrument	30031243

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SEDGWICK KS
Recording Date	Jun 26, 2017
Property Address	1518 E CARDINAL CT, DERBY, KS 67037-3642
Document Number	2969/9706
Book / Page	2969 / 9706
Instrument Date	Jun 26, 2017
Instrument	29699706
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ALOHA TITLE, ALPHA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	29699707
Date	Jun 26, 2017
Instrument	29699707

Lender

Name	MERITRUST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Rockford Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,190.00 (-1.76%)	$30,015 Land $6,992 Building $23,023	$261,000 Land $60,800 Building $200,200
2022	$4,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.3% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: IdeaTek, T-Mobile, Twin Valley.

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