1521 Calle Narcisos, Encinitas, CA 92024 Property Records

San Diego County property record for 1521 Calle Narcisos, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,438 sqft · built 1987
Lot Size	0.181 acres (7,900 sqft)
Owner	Company Name on Record
Last Sale	$237,000 (Aug 1995)
Tax Bill	$6,298 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`259-480-13-00`

Property Details

APN / Parcel Number

Primary APN	`259-480-13-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,438 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,900 sqft (0.181 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1521 CALLE NARCISOS
City	ENCINITAS
State	CA
Zip	92024-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 251 TR 007714
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	007714
Legal Block	4
Legal Lot Number	251
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	17403

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 26, 2021	Intrafamily Transfer, Transfer AMROCK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 1995 · Amount on Record
Deed Sale	Aug 9, 1995 · Amount on Record
Prior Sale	Jul 18, 1986 · Amount on Record
Deed Document Number	1995345034
Last Transfer Date	Sep 8, 2020
Transfer Doc	0000395994
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404356
Date	Sep 27, 2018
Instrument	2018-0404356

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404357
Date	Sep 27, 2018
Instrument	2018-0404357

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Document Number	0000395994
Map Reference	MAP 7714
Instrument Date	Sep 8, 2020
Instrument	2021-0395994
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719

Mortgage

Document Number	0000395995
Date	May 26, 2021
Instrument	2021-0395995

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Document Number	0000395996
Map Reference	MAP 7714
Instrument Date	Sep 8, 2020
Instrument	2021-0395996
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,656 (+2%) Land $203,323 Building $334,333
2025	$6,298.00 (+7.73%) Homeowner's exemption	$527,115 (+4.04%) Land $199,337 Building $327,778
2023	$5,846.00 (+2.62%) Homeowner's exemption	$506,648 Land $191,598 Building $315,050
2022	$5,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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