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1520 Calle Narcisos, Encinitas, CA 92024 Property Records

San Diego County property record for 1520 Calle Narcisos, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,175 sqft · built 1975
Lot Size0.202 acres (8,800 sqft)
OwnerCompany Name on File
Last Sale$858,000 (Jun 2004)
Tax Bill$13,827 (2025)
Deeds & MortgagesMar 2022 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN259-480-09-00

Property Details

APN / Parcel Number

Primary APN259-480-09-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,175 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area8,800 sqft (0.202 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1520 CALLE NARCISOS
CityENCINITAS
StateCA
Zip92024-4719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLOT 247 TR 007714
Legal SubdivisionENCINITAS ESTATES
Legal Tract007714
Legal Block4
Legal Lot Number247
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract17403

Owner

Source: San Diego County records · APN 259-480-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1520 CALLE NARCISOS, ENCINITAS, CA 92024-4719
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
ZB NA
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLUEFIRE MORTGAGE GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2004 · Amount on Record
Deed SaleJun 03, 2004 · Amount on Record
Prior SaleDec 22, 2003 · Amount on Record
Deed Document Number2004521518
Last Transfer DateMar 13, 2013
Transfer Doc0000182451
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1520 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Transaction TypeMortgage
Record UpdatedMar 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 CALLE NARCISOS, ENCINITAS, CA 92024-4719

Mortgage

Document Number0000120948
DateMar 18, 2022
Instrument2022-0120948
Lender
NameZB NA
TypeBank
AddressENCINITAS, CA 92024
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1520 CALLE NARCISOS, ENCINITAS, CA 92024-4719
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 CALLE NARCISOS, ENCINITAS, CA 92024-4719

Mortgage

Document Number0000355687
DateMay 10, 2021
Instrument2021-0355687
Lender
NameBLUEFIRE MORTGAGE GROUP
AddressCARLSBAD, CA 92011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,251,778 (+2%) Land $928,138 Building $323,640
2025$13,827.00 (+6.83%) Homeowner's exemption$1,227,235 (+4.04%) Land $909,940 Building $317,295
2023$12,943.00 (+2.29%) Homeowner's exemption$1,179,582 Land $874,607 Building $304,975
2022$12,653.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Spectrum
Cable		1,000 / 50
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: California Internet, Ting Fiber, Verizon.

Based on FCC filings for 670 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710029, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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