1521 Benevento St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1521 Benevento St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,670 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$272,900 (Aug 2019)
Tax Bill$3,584 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Aug 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN162531501400010760

Property Details

APN / Parcel Number

Primary APN162531501400010760

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,670 sqft Heated Area
Gross Area2,354 sqft
1st Floor Area1,670 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
Garage Area494 sqft
PorchOpen Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1521 BENEVENTO ST
CitySAINT CLOUD
StateFL
Zip34771-8033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 76
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionSUNSET GROVE
Legal Phase1
Legal Tract5014
Legal Lot Number76
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1022
Census Tract43700

Owner

Source: Osceola County records · APN 162531501400010760

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1521 BENEVENTO ST, SAINT CLOUD, FL 34771-8033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC
Aug 28, 2018Loan Modification, Mortgage · Line of Credit
SUNGATE CAP FNDG 3 LLC
Aug 23, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2019 · Amount on Record
Deed SaleAug 08, 2019 · Amount on Record
Prior SaleAug 23, 2018 · Amount on Record
Deed Document Number2019102133
Deed Book / Page5570 / 0318
Record UpdatedJun 08, 2026

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 08, 2019
Property Address1521 BENEVENTO ST, SAINT CLOUD, FL 34771-8033
Document Number0055700318
Book / Page5570 / 0318
Map ReferenceMB 25 PG 46-50
Instrument DateAug 07, 2019
Instrument2019102133
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,910.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 BENEVENTO ST, SAINT CLOUD, FL 34771-8033

Mortgage

Document Number0005570320
DateAug 08, 2019
Instrument5570/320
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateAug 28, 2018
Property Address1521 BENEVENTO ST, SAINT CLOUD, FL 34771-8033
Document Number0053920906
Book / Page005392 / 000906
Instrument DateAug 23, 2018
Instrument130743
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591

Mortgage

Document Number53920906
DateAug 28, 2018
Book Page005392/000906
Instrument130743
Lender
NameSUNGATE CAP FNDG 3 LLC
Address3300 UNIVERSITY BLVD # 218, WINTER PARK, FL 32792-7435
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateAug 23, 2018
Property Address1521 BENEVENTO ST, SAINT CLOUD, FL 34771-8033
Document Number0053900810
Book / Page005390 / 000810
Instrument DateAug 21, 2018
Instrument128901
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$56,700.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,584.00 (+7.76%) Homeowner's exemption Disabled Person's exemption$253,113 (+5.99%)$345,600 (-2.65%) Land $80,000 Building $265,600
2023$3,326.00 (+2.4%) Homeowner's exemption Disabled Person's exemption$238,816 (+3%)$355,000 (+19.69%) Land $80,000 Building $275,000
2022$3,248.00 Homeowner's exemption Disabled Person's exemption$231,861$296,600 Land $55,000 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
293 of 330 on primary residences
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Ian (Oct 2022), 2 claims
  • Hurricane Ian (Sep 2022), 5 claims
  • Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 332 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Benevento St

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