Osceola County property record for 1520 Benevento St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,979 sqft · built 2017 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Aug 2024) |
| Tax Bill | $5,613 (2025) |
| Deeds & Mortgages | Jun 2024 Second Mortgage Aug 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-31-5014-0001-0070 |
| Primary APN | 16-25-31-5014-0001-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,487 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 296 sqft |
| Porch | Metal Porch |
| Porch Area | 70 sqft |
| Deck Area | 664 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1520 BENEVENTO ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET GROVE PH 1 PB 25 PGS 46-50 LOT 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | SUNSET GROVE PH 1 |
| Legal Phase | 1 |
| Legal Block | 70 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-5014-0001-0070
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 08, 2024 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Jul 22, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 15, 2020 | Special Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Oct 15, 2020 | Warranty Deed, Transfer HOMELAND TITLE, HOMELAND TITLE SERVICE |
| Dec 18, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2024 · Amount on Record |
| Deed Sale | Aug 08, 2024 · Amount on Record |
| Prior Sale | Oct 15, 2020 · Amount on Record |
| Deed Document Number | 2024102910 |
| Deed Book / Page | 6646 / 2912 |
| Prior Transfer Date | Jul 21, 2022 |
| Prior Transfer Doc | 0062552661 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0066150684 |
|---|---|
| Date | Jun 12, 2024 |
| Book Page | 6615/684 |
| Instrument | 2024077091 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 08, 2024 |
| Property Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0066462912 |
| Book / Page | 6646 / 2912 |
| Map Reference | MB 25 PG 46-50 |
| Instrument Date | Aug 07, 2024 |
| Instrument | 2024102910 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12640 EDDINGTON RD, SPRING HILL, FL 34609-1730 |
| Name | Verified Name |
|---|---|
| Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 2024102911 |
|---|---|
| Date | Aug 08, 2024 |
| Instrument | 2024102911 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 22, 2022 |
| Property Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0062552661 |
| Book / Page | 6255 / 2661 |
| Map Reference | MB 25 PG 46-50 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022112739 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12640 EDDINGTON RD, SPRING HILL, FL 34609-1730 |
| Name | Verified Name |
|---|---|
| Address | 12640 EDDINGTON RD, SPRING HILL, FL 34609-1730 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 15, 2020 |
| Property Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0058131434 |
| Book / Page | 5813 / 1434 |
| Map Reference | MB 25 PG 46-50 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020139567 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | HOMELAND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,285.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15601 DALLAS PKWY STE 525, 15601, ADDISON, TX 75001-3628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0058131439 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 5813/1439 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 15, 2020 |
| Property Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0058131431 |
| Book / Page | 005813 / 001431 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 139566 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | HOMELAND TITLE, HOMELAND TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,286.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15601 DALLAS PKWY #525 ADDISON TX 750016055, 525, ADDISON, TX 75001-6055 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 0052551594 |
| Book / Page | 5255 / 1594 |
| Map Reference | MB25 PG46-50 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2017179349 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 1520 BENEVENTO ST, SAINT CLOUD, FL 34771-8034 |
| Document Number | 2017179350 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017179350 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,613.00 (-8.12%) | $394,600 (+6.85%) Land $80,000 Building $314,600 | $394,600 (+6.85%) Land $80,000 Building $314,600 |
| 2024 | $6,109.00 (+15.88%) | ||
| 2023 | $5,272.00 (+13.13%) | $369,300 (+19.48%) Land $80,000 Building $289,300 | $369,300 (+19.48%) Land $80,000 Building $289,300 |
| 2022 | $4,660.00 | $309,100 Land $55,000 Building $254,100 | $309,100 Land $55,000 Building $254,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force 293 of 330 on primary residences |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Flood Events |
|
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 332 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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