15208 Harbor Ln, Clearlake, CA 95422 Property Records

Lake County property record for 15208 Harbor Ln, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2023)
Tax Bill	$2,743 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`040-431-040-000`

Property Details

APN / Parcel Number

Primary APN	`040-431-040-000`
Alternative APN	`040-431-04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Concrete
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Creek

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	040-431-04
Street Address	15208 HARBOR LN
City	CLEARLAKE
State	CA
Zip	95422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARBOR VILLAGE
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2006
Census Tract	801

Owner

15208 Harbor Ln is owned by an individual who bought it in September 2023.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4607 HAMPSHIRE WAY, FREMONT, CA 94538-3325
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 12, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 15, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Feb 15, 2023 · Amount on File
Deed Document Number	20239952
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 12, 2023
Property Address	15208 HARBOR LN, CLEARLAKE, CA 95422
Document Number	0000009952
Map Reference	MB 8 PG 36
Instrument Date	Sep 8, 2023
Instrument	2023009952
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4607 HAMPSHIRE WAY, FREMONT, CA 94538-3325

Mortgage

Document Number	0000009954
Date	Sep 12, 2023
Instrument	2023009954

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Sep 12, 2023
Property Address	15208 HARBOR LN, CLEARLAKE, CA 95422
Document Number	0000009953
Map Reference	MB 8 PG 36
Instrument Date	Sep 8, 2023
Instrument	2023009953
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 HAMPSHIRE WAY, FREMONT, CA 94538-3325

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Feb 15, 2023
Property Address	15208 HARBOR LN, CLEARLAKE, CA 95422
Document Number	0000002069
Map Reference	MB 8 PG 36
Instrument Date	Feb 6, 2023
Instrument	2023002069
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 15208 Harbor Ln was $2,743, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,743.00 (+2.43%)	$228,888 (+2%) Land $78,030 Building $150,858
2025	$2,678.00	$224,400 Land $76,500 Building $147,900
2023	$1,024.00 (+29.46%)	$59,003 Land $23,864 Building $35,139
2022	$791.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15208 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,331.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	27 (1983–2023)
Claims Outside the SFHA	1 of 27
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 5 claims Severe Winter Storms And Flooding, Mar 1998 · 10 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15208 Harbor Ln is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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