Lake County property record for 15187 Harbor Ln, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,342 sqft · built 1981 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,203 (2026) |
| Deeds & Mortgages | Jun 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 040-431-240-000 |
| Primary APN | 040-431-240-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Creek |
| Cooling System | Evaporative |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 040-431-24 |
|---|---|
| Street Address | 15187 HARBOR LN |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | HARBOR VILLAGE |
| Legal Block | 2 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 801 |
15187 Harbor Ln is owned and occupied by an individual who acquired it in December 2006.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15187 HARBOR LN, CLEARLAKE, CA 95422-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2006 |
| Transfer Doc | 0000032619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 4, 2020 |
| Property Address | 15187 HARBOR LN, CLEARLAKE, CA 95422-8156 |
| Document Number | 0000006410 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 6410 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $178.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 717 N MCDOWELL BLVD #201 PETALUMA CA 949541489, 201, PETALUMA, CA 94954-1489 |
The 2026 property tax bill for 15187 Harbor Ln was $2,203, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,203.00 (+2.42%) | $180,710 (+2%) Land $78,084 Building $102,626 |
| 2025 | $2,151.00 | $177,167 Land $76,553 Building $100,614 |
| 2023 | $2,099.00 (+5.27%) | $170,289 Land $73,581 Building $96,708 |
| 2022 | $1,994.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15187 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 27 (1983–2023) |
| Claims Outside the SFHA | 1 of 27 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15187 Harbor Ln is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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