15208 E 109th St N, Owasso, OK 74055 Property Records

Rogers County property record for 15208 E 109th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2010
Lot Size	0.148 acres (6,447 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (Oct 2024)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00454-008-0008`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00454-008-0008`
Alternative APNs	`0092934` `92934`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	92934
Street Address	15208 E 109TH ST N
City	OWASSO
State	OK
Zip	74055-6987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 8 LAKE VALLEY IV
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY IV
Legal Block	8
Legal Lot Number	8
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1018
Census Tract	50404

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 397, OWASSO, OK 74055-0397
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK OF OKLAHOMA
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLEGIANCE TITLE & ESCROW LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	202414031
Prior Transfer Date	Dec 28, 2010
Prior Transfer Doc	0000000156
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	15208 E 109TH ST N, OWASSO, OK 74055-6987
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005424
Date	Mar 23, 2021
Instrument	2021-005424

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Address	COLLINSVILLE, OK 74021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Jun 5, 2017
Property Address	15208 E 109TH ST N, OWASSO, OK 74055-6987
Document Number	0026370787
Book / Page	2637 / 0787
Instrument Date	May 30, 2017
Instrument	2017-008720
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ALLEGIANCE TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15208 E 109TH ST N, OWASSO, OK 74055-6987

Mortgage

Document Number	, 2017-008721
Date	Jun 5, 2017
Instrument	2017-008721

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,678 (+1.98%) Land $7,640 Building $17,038	$224,353 (+1.98%) Land $69,459 Building $154,894
2025	$2,371.00 (+27.13%)	$24,200 (+24.68%) Land $7,640 Building $16,560	$220,000 (+8.13%) Land $69,459 Building $150,541
2024	$1,865.00 (+7.68%)	$19,410 (+5%) Land $3,958 Building $15,452	$203,463 (+10.59%) Land $35,986 Building $167,477
2023	$1,732.00	$18,486 Land $4,218 Building $14,268	$183,983 Land $45,000 Building $138,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, The Junction Internet.

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