15201 E 109th St N, Owasso, OK 74055 Property Records

Rogers County property record for 15201 E 109th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2010
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Apr 2021)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00454-007-0019`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00454-007-0019`
Alternative APNs	`0092920` `92920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	92920
Street Address	15201 E 109TH ST N
City	OWASSO
State	OK
Zip	74055-7346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLOCK 7 LAKE VALLEY IV
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY IV
Legal Block	7
Legal Lot Number	19
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1016
Census Tract	50404

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15201 E 109TH ST N, OWASSO, OK 74055-7346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 7, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Dec 29, 2010 · Amount on Record
Deed Document Number	20216298
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 6, 2021
Property Address	15201 E 109TH ST N, OWASSO, OK 74055-7346
Document Number	2021006298
Instrument Date	Mar 23, 2021
Instrument	2021-006298
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	ALLEGIANCE TITLE/TN LLC, ALLEGIANCE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006299
Date	Apr 6, 2021
Instrument	2021-006299

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	15201 E 109TH ST N, OWASSO, OK 74055-7346
Document Number	0026200414
Book / Page	002620 / 000414
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15201 E 109TH ST N OWASSO OK 740557346, OWASSO, OK 74055-7346

Mortgage

Document Number	0026200414
Date	Mar 23, 2017
Book Page	002620/000414
Instrument	4379

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,060 (+5%) Land $3,885 Building $23,175	$245,995 (+1.98%) Land $35,314 Building $210,681
2025	$2,525.00 (+7.08%)	$25,771 (+5%) Land $3,885 Building $21,886	$241,215 (-6.47%) Land $35,314 Building $205,901
2024	$2,358.00 (+7.67%)	$24,544 (+5%) Land $3,910 Building $20,634	$257,913 (+21.37%) Land $37,313 Building $220,600
2023	$2,190.00	$23,375 Land $3,850 Building $19,525	$212,500 Land $35,000 Building $177,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, The Junction Internet.

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