15203 Central Lakes Dr, Humble, TX 77396 Property Records

Harris County property record for 15203 Central Lakes Dr, Humble, TX 77396

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,637 sqft · built 2019
Lot Size	0.156 acres (6,777 sqft)
Owner	2 Individual Names on File
Last Sale	$407,578 (Jul 2023)
Tax Bill	$6,448 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-226-004-0031`

Property Details

APN / Parcel Number

Primary APN	`139-226-004-0031`
Alternative APN	`1392260040079`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,637 sqft Living Area
1st Floor Area	1,146 sqft
Game Room	Game Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,777 sqft (0.156 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1392260040031
Street Address	15203 CENTRAL LAKES DR
City	HUMBLE
State	TX
Zip	77396-4960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 BLK 4 BALMORAL PARK LAKES EAST SEC 4
Legal Subdivision	BALMORAL PARK LAKES EAST SEC 4
Legal Block	4
Legal Lot Number	31
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2000
Census Tract	250304

Owner

15203 Central Lakes Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15203 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 12, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	2023247900
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	2019558496
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 3, 2023
Property Address	15203 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Document Number	0000247900
Map Reference	MF 683027
Instrument Date	Jun 30, 2023
Instrument	2023-247900
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15203 CENTRAL LAKES DR, HUMBLE, TX 77396-4960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15203 CENTRAL LAKES DR, HUMBLE, TX 77396-4960

Mortgage

Document Number	0000247901
Date	Jul 3, 2023
Instrument	2023-247901

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15203 CENTRAL LAKES DR, HUMBLE, TX 77396-4960
Document Number	0000558497
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15203 CENTRAL LAKES DR HUMBLE TX 773964960, HUMBLE, TX 77396-4960

Mortgage

Document Number	0000558497
Date	Dec 18, 2019
Instrument	558497

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15203 Central Lakes Dr was $6,448 with a homeowner's exemption, up 111.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,070 (-1.09%) Land $60,385 Building $268,685	$329,070 (-1.09%) Land $60,385 Building $268,685
2025	$6,448.00 (+111.76%) Homeowner's exemption	$332,690 Land $60,385 Building $272,305	$332,690 Land $60,385 Building $272,305
2024	$3,045.00
2023		$338,382 (+9.29%) Land $39,250 Building $299,132	$338,382 (+9.29%) Land $39,250 Building $299,132
2022	$2,123.00 Homeowner's exemption	$309,628 Land $39,250 Building $270,378	$309,628 Land $39,250 Building $270,378
2020	$2,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15203 Central Lakes Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	13 (2017–2024)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15203 Central Lakes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 400 EAST serves 6,066 people · EPA ID TX1013416
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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